Albany County and Guilderland Town property record for 5232 Bridle Pathway, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,214 sqft · built 1977 |
| Lot Size | 0.631 acres (27,510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,500 (Feb 2019) |
| Tax Bill | $9,801 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.19-1-29 |
| Primary APN | 013089 15.19-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| 2nd Floor Area | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,510 sqft (0.631 acres) |
| Lot Dimensions | 200 ft deep x 137 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501900010290000000 |
|---|---|
| Street Address | 5232 BRIDLE PATHWAY |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 34 RA |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 14616 |
5232 Bridle Pathway is owned and occupied by two individuals who bought it in February 2019.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5232 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Aug 7, 2018 | Deed with Mortgage, Transfer HOMESTEAD FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on File |
| Deed Sale | Feb 1, 2019 · Amount on File |
| Deed Document Number | 20192368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 5232 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Document Number | 0000011579 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202611579 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5232 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Document Number | 0000011579, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202611579 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 7, 2018 |
| Property Address | 5232 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Document Number | 0020187492 |
| Book / Page | 002018 / 017492 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 17493 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5232 BRIDLE PATHWAY SCHENECTADY NY 123035018, SCHENECTADY, NY 12303-5018 |
| Document Number | 17493 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 17493 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2048 |
The 2026 property tax bill for 5232 Bridle Pathway was $9,801 with a homeowner's exemption, down 1.5% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,801.00 (-1.5%) Homeowner's exemption | ||
| 2025 | $9,950.00 Homeowner's exemption | $344,000 Land $69,000 Building $275,000 | $458,667 Land $92,000 Building $366,667 |
| 2023 | $344,000 (-) Land $69,000 Building $275,000 | $404,706 (+7.06%) Land $81,176 Building $323,530 | |
| 2022 | $344,000 Land $69,000 Building $275,000 | $378,022 Land $75,824 Building $302,198 | |
| 2021 | $8,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5232 Bridle Pathway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5232 Bridle Pathway is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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