Albany County and Guilderland Town property record for 5226 Bridle Pathway, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,888 sqft · built 1976 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Oct 2013) |
| Tax Bill | $9,279 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.19-1-32 |
| Primary APN | 013089 15.19-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,888 sqft Living Area |
| 1st Floor Area | 1,876 sqft |
| Basement Area | 1,012 sqft |
| Finished Basement | 1,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501900010320000000 |
|---|---|
| Street Address | 5226 BRIDLE PATHWAY |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 31 RA |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 14616 |
5226 Bridle Pathway is owned and occupied by an individual who bought it in October 2013.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Mar 22, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Sep 15, 2020 | Deed of Trust, Mortgage TRUSTCO BANK |
| Jul 13, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2013 · Amount on File |
| Deed Sale | Oct 29, 2013 · Amount on File |
| Deed Document Number | 201311501408 |
| Deed Book / Page | 3082 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008639 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | R2023-18639 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 11, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005545 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | R2019-05545 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020238 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | R2020-20238 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12303 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Document Number | 0000020239 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5226 BRIDLE PATHWAY SCHENECTADY NY 123035018, SCHENECTADY, NY 12303-5018 |
| Document Number | 0000020239 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 20239 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5226 Bridle Pathway was $9,279 with a homeowner's exemption, up 8% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,279.00 (+7.96%) Homeowner's exemption | ||
| 2025 | $8,595.00 Homeowner's exemption | $325,000 Land $65,000 Building $260,000 | $433,333 Land $86,667 Building $346,666 |
| 2023 | $296,000 (-) Land $59,000 Building $237,000 | $348,235 (+7.06%) Land $69,412 Building $278,823 | |
| 2022 | $296,000 Land $59,000 Building $237,000 | $325,275 Land $64,835 Building $260,440 | |
| 2021 | $7,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5226 Bridle Pathway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5226 Bridle Pathway is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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