5226 Bridle Pathway, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 5226 Bridle Pathway, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,888 sqft · built 1976
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Last Sale$228,000 (Oct 2013)
Tax Bill$9,279 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Mar 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN013089 15.19-1-32

Property Details

APN / Parcel Number

Primary APN013089 15.19-1-32
Alternative APNs
  • 308901501900010320000000
  • 01501900010320000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,888 sqft Living Area
1st Floor Area1,876 sqft
Basement Area1,012 sqft
Finished Basement1,012 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01501900010320000000
Street Address5226 BRIDLE PATHWAY
CitySCHENECTADY
StateNY
Zip12303-5018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 31 RA
Legal Block1
Legal Lot Number32.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3007
Census Tract14616

Owner

5226 Bridle Pathway is owned and occupied by an individual who bought it in October 2013.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Mar 22, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Sep 15, 2020Deed of Trust, Mortgage
TRUSTCO BANK
Jul 13, 2020Loan Modification, Mortgage · Conventional Mortgage
TRUSTCO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2013 · Amount on File
Deed SaleOct 29, 2013 · Amount on File
Deed Document Number201311501408
Deed Book / Page3082 / 229
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018
InvestorPossibly a Property Investor

Mortgage

Document Number0000008639
DateOct 17, 2023
InstrumentR2023-18639
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 11, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005545
DateMar 22, 2019
InstrumentR2019-05545
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 13, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020238
DateSep 15, 2020
InstrumentR2020-20238
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12303
Agreement
AmountAmount on Record

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address5226 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018
Document Number0000020239
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5226 BRIDLE PATHWAY SCHENECTADY NY 123035018, SCHENECTADY, NY 12303-5018

Mortgage

Document Number0000020239
DateSep 15, 2020
Instrument20239
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5226 Bridle Pathway was $9,279 with a homeowner's exemption, up 8% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,279.00 (+7.96%) Homeowner's exemption
2025$8,595.00 Homeowner's exemption$325,000 Land $65,000 Building $260,000$433,333 Land $86,667 Building $346,666
2023$296,000 (-) Land $59,000 Building $237,000$348,235 (+7.06%) Land $69,412 Building $278,823
2022$296,000 Land $59,000 Building $237,000$325,275 Land $64,835 Building $260,440
2021$7,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5226 Bridle Pathway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5226 Bridle Pathway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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