Oakland County property record for 5228 Old Cove Rd, Clarkston, MI 48346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1986 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jan 2019) |
| Tax Bill | $2,759 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-34-204-012 |
| Primary APN | J-08-34-204-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 4 Stories |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 599 sqft |
| Finished Basement | 599 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 172 ft deep x 70 ft wide |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 268 sqft |
| Patio Area | 268 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5228 OLD COVE RD |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48346-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 213 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 34 |
| Legal Subdivision | OAKLAND |
| Legal Lot Number | 213 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 127700 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5228 OLD COVE RD, CLARKSTON, MI 48346-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CU |
| Jan 18, 2019 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Feb 11, 2019 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on Record |
| Deed Sale | Jan 18, 2019 · Amount on Record |
| Prior Sale | Feb 11, 1997 · Amount on Record |
| Deed Document Number | 20199555 |
| Deed Book / Page | 52519 / 13 |
| Last Transfer Date | Aug 15, 2023 |
| Transfer Doc | 0000093635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 25, 2023 |
| Property Address | 5228 OLD COVE RD, CLARKSTON, MI 48346-3821 |
| Document Number | 0000093635 |
| Book / Page | 58834 / 743 |
| Map Reference | LB 165 PG 37 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 93635 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1638 TWIN LAKES BLVD, OXFORD, MI 48371-5834 |
| Name | Verified Name |
|---|---|
| Address | 5228 OLD COVE RD, CLARKSTON, MI 48346-3821 |
| Document Number | 0058834745 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 58834/745 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 11.2% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 16.2% |
| Margin | 3 |
| Max Rate | 16.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 18, 2019 |
| Property Address | 5228 OLD COVE RD, CLARKSTON, MI 48346-3821 |
| Document Number | 0000009555 |
| Book / Page | 52519 / 00013 |
| Map Reference | LB 165 PG 37-39 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 009555 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,806.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5228 OLD COVE RD, 5228, CLARKSTON, MI 48346-3821 |
| Name | Verified Name |
|---|---|
| Address | 5228 OLD COVE RD, CLARKSTON, MI 48346-3821 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 11, 2019 |
| Property Address | 5228 OLD COVE RD, CLARKSTON, MI 48346-3821 |
| Document Number | 0000020337 |
| Book / Page | 052571 / 000220 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 20337 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1638 TWIN LAKES BLVD OXFORD MI 483715834, OXFORD, MI 48371-5834 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,759.00 (-43.65%) Homeowner's exemption | $159,300 (+19.77%) Land $38,000 Building $121,300 | $318,600 (+19.77%) Land $76,000 Building $242,600 |
| 2024 | $4,896.00 (+35.36%) | ||
| 2023 | $133,000 Land $28,100 Building $104,900 | $266,000 Land $56,200 Building $209,800 | |
| 2022 | $3,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures