5244 Old Cove Rd, Clarkston, MI 48346 Property Records

Oakland County property record for 5244 Old Cove Rd, Clarkston, MI 48346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,635 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2023)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J-08-34-204-010`

Property Details

APN / Parcel Number

Primary APN	`J-08-34-204-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	1,635 sqft Living Area
1st Floor Area	972 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	147 ft deep x 74 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	69 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5244 OLD COVE RD
City	CLARKSTON
State	MI
Zip	48346-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 215
Legal Range	9E
Legal Township	4N
Legal Section	34
Legal Subdivision	OAKLAND
Legal Lot Number	215
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	4
Census Block	4006
Census Tract	127700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5244 OLD COVE RD, CLARKSTON, MI 48346-3821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	2023101992
Deed Book / Page	58882 / 777
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0000091854
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 18, 2023
Property Address	5244 OLD COVE RD, CLARKSTON, MI 48346-3821
Document Number	0000101992
Book / Page	58882 / 777
Map Reference	LB 165 PG 37-39
Instrument Date	Aug 31, 2023
Instrument	101992
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39221 WOOCIWARD AVENUE, BLOOMFIELD HILLS, MI 48304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 FAY ST, CLARKSTON, MI 48346-4110

Mortgage

Document Number	0000097009
Date	Sep 6, 2023
Book Page	58853/813
Instrument	97009

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,471.00 (-31.54%) Homeowner's exemption	$166,700 (+19.5%) Land $38,000 Building $128,700	$333,400 (+19.5%) Land $76,000 Building $257,400
2024	$5,070.00 (+67.16%)
2023		$139,500 Land $28,100 Building $111,400	$279,000 Land $56,200 Building $222,800
2022	$3,033.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20