Oakland County property record for 5229 Old Cove Rd, Clarkston, MI 48346
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,636 sqft · built 1986 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jul 2018) |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-34-201-025 |
| Primary APN | J-08-34-201-025 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 973 sqft |
| Basement Area | 663 sqft |
| Unfinished Basement | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 157 ft deep x 70 ft wide |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5229 OLD COVE RD |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48346-3822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 227 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 34 |
| Legal Subdivision | OAKLAND |
| Legal Lot Number | 227 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 127700 |
Source: Oakland County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5229 OLD COVE RD, CLARKSTON, MI 48346-3822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Jul 9, 2018 | Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on Record |
| Deed Sale | Jul 9, 2018 · Amount on Record |
| Prior Sale | Jun 19, 2013 · Amount on Record |
| Deed Document Number | 2018112860 |
| Deed Book / Page | 51974 / 668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 26, 2026 |
| Property Address | 5229 OLD COVE RD, CLARKSTON, MI 48346-3822 |
| Document Number | 0000127301 |
| Book / Page | 61493 / 704 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026127301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5229 OLD COVE RD, CLARKSTON, MI 48346-3822 |
| Document Number | 0000127301, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 61493/704 |
| Instrument | 2026127301 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5229 OLD COVE RD, CLARKSTON, MI 48346-3822 |
| Document Number | 0000003000 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5229 OLD COVE RD CLARKSTON MI 483463822, CLARKSTON, MI 48346-3822 |
| Document Number | 0000003000 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 053669/000102 |
| Instrument | 3000 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5229 OLD COVE RD, CLARKSTON, MI 48346-3822 |
| Document Number | 0000058217 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5229 OLD COVE RD CLARKSTON MI 483463822, CLARKSTON, MI 48346-3822 |
| Document Number | 0000058217 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 052733/000403 |
| Instrument | 58217 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 11, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 9, 2018 |
| Property Address | 5229 OLD COVE RD, CLARKSTON, MI 48346-3822 |
| Document Number | 0000112860 |
| Book / Page | 51974 / 00668 |
| Map Reference | LB 165 PG 37-39 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 112860 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ABSTRACT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 CANTERBURY LN, 1017, DALLAS, TX 75216 |
| Name | Verified Name |
|---|---|
| Address | 5229 OLD COVE RD, CLARKSTON, MI 48346-3822 |
| Document Number | 0000112861 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 112861 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 (-45.63%) Homeowner's exemption | $160,700 (+35.61%) Land $38,000 Building $122,700 | $321,400 (+35.61%) Land $76,000 Building $245,400 |
| 2024 | $4,374.00 (+40.33%) | ||
| 2023 | $118,500 Land $28,100 Building $90,400 | $237,000 Land $56,200 Building $180,800 | |
| 2022 | $3,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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