5205 Old Cove Rd, Clarkston, MI 48346 Property Records

Oakland County property record for 5205 Old Cove Rd, Clarkston, MI 48346

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,743 sqft · built 1986
Lot Size0.252 acres (10,977 sqft)
OwnerIndividual Name on Record
Last Sale$187,000 (Sep 2014)
Tax Bill$2,503 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNJ-08-34-201-028

Property Details

APN / Parcel Number

Primary APNJ-08-34-201-028

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories4 Stories
Building Area1,743 sqft Living Area
1st Floor Area1,435 sqft
Basement Area880 sqft
Finished Basement880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Lot Area10,977 sqft (0.252 acres)
Lot Dimensions157 ft deep x 70 ft wide
Garage Area414 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area326 sqft
Deck Area282 sqft
Patio Area282 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5205 OLD COVE RD
CityCLARKSTON
StateMI
Zip48346-3822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 230
Legal Range9E
Legal Township4N
Legal Section34
Legal SubdivisionOAKLAND
Legal Lot Number230
JurisdictionOAKLAND MI
Township / Civil DivisionINDEPENDENCE
Census Block Group4
Census Block4001
Census Tract127700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5205 OLD COVE RD, CLARKSTON, MI 48346-3822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2014 · Amount on Record
Deed SaleSep 9, 2014 · Amount on Record
Prior SaleApr 15, 2010 · Amount on Record
Deed Document Number2014172681
Deed Book / Page47382 / 757
Prior Transfer DateJun 1, 2001
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5205 OLD COVE RD, CLARKSTON, MI 48346-3822
Document Number0000084242
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5205 OLD COVE RD CLARKSTON MI 483463822, CLARKSTON, MI 48346-3822

Mortgage

Document Number0000084242
DateApr 27, 2020
Book Page054138/000315
Instrument84242
Lender
NameHOMETOWN LNDRS
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 26, 2045

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionIndependence Charter Township
Unified School DistrictClarkston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,503.00 (-31.56%) Homeowner's exemption$182,500 (+19.2%) Land $38,000 Building $144,500$365,000 (+19.2%) Land $76,000 Building $289,000
2024$3,657.00 (+11.46%)
2023$153,100 Land $28,100 Building $125,000$306,200 Land $56,200 Building $250,000
2022$3,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE TOWNSHIP
serves 11,790 people · EPA ID MI0003342
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

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