5225 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 5225 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,179 sqft · built 1970
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Last Sale	$474,500 (Jul 2020)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`249DE003`

Property Details

APN / Parcel Number

Primary APN	`249DE003`
Alternative APNs	`207505090064` `80096520`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,179 sqft Heated Area
Gross Area	1,743 sqft
1st Floor Area	300 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,667 sqft (0.176 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80096520
Street Address	5225 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-13 B-6 S-1 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	6
Legal Lot Number	13
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1041
Census Tract	20315

Owner

5225 E Beach Dr is owned by two individuals who bought it in July 2020.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4525 WILLOWAY LN, MONROE, NC 28110-8355
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Feb 1, 1994 · Amount on File
Deed Book / Page	4392 / 21
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 7, 2020
Property Address	5225 E BEACH DR, OAK ISLAND, NC 28465-5046
Document Number	0043920021
Book / Page	004392 / 000021
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5225 E BEACH DR OAK ISLAND NC 284655046, OAK ISLAND, NC 28465-5046

Mortgage

Document Number	43920024
Date	Jul 7, 2020
Book Page	004392/000024

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5225 E Beach Dr was $2,768.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,880 (-) Land $560,000 Building $156,880	$716,880 (-) Land $560,000 Building $156,880
2025	$2,768.00	$716,880 Land $560,000 Building $156,880	$716,880 Land $560,000 Building $156,880
2023		$716,880 Land $560,000 Building $156,880	$716,880 Land $560,000 Building $156,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5225 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	348 units insured incl. 165 condo units
Nearby Flood Claims	46 (2004–2024)
Claims Outside the SFHA	6 of 46
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 5 claims Hurricane Isaias, Aug 2020 · 28 claims Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5225 E Beach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20