5226 Union Rd, Franklin, OH 45005 Property Records

Warren County property record for 5226 Union Rd, Franklin, OH 45005

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,170 sqft · built 2006
Lot Size3.22 acres (140,263 sqft)
Owner2 Individual Names on Record
Last Sale$484,300 (Oct 2020)
Tax Bill$9,703 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-35-376-009-0

Property Details

APN / Parcel Number

Primary APN08-35-376-009-0
Alternative APNs
  • 0835376009
  • 835376009
  • 1438018

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area4,170 sqft Living Area
Gross Area5,228 sqft
1st Floor Area1,427 sqft
2nd Floor Area609 sqft
Basement Area1,525 sqft
Finished Basement1,525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick/Stone
Construction TypeBrick
Lot Area140,263 sqft (3.22 acres)
Garage TypeAttached
Garage Area950 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
PorchEnclosed Porch
Porch Area225 sqft
Deck Area108 sqft
Lean-To384 sqft
Pole Barn1,728 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1438018
Street Address5226 UNION RD
CityFRANKLIN
StateOH
Zip45005-5139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionUNION
Legal Range4
Legal Township3
Legal Section35
Legal SubdivisionUNION
Legal Block18
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1004
Census Tract30700

Owner

Source: Warren County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5226 UNION RD, FRANKLIN, OH 45005-5139
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Oct 6, 2020Grant Deed, Transfer · Conventional with PMI
NFM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2020 · Amount on Record
Deed SaleOct 6, 2020 · Amount on Record
Prior SaleApr 26, 1999 · Amount on Record
Deed Document Number202039250
Prior Transfer DateFeb 17, 2015
Prior Transfer Doc2015007150
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Recording DateJul 30, 2026
Property Address5226 UNION RD, FRANKLIN, OH 45005-5139
Document Number0000021352
Instrument DateJul 14, 2026
Instrument202621352
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5226 UNION RD, FRANKLIN, OH 45005-5139

Mortgage

Document Number0000021352,
DateJul 30, 2026
Instrument202621352
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 27, 2036
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWARREN OH
Recording DateOct 6, 2020
Property Address5226 UNION RD, FRANKLIN, OH 45005-5139
Document Number0000039250
Instrument DateOct 6, 2020
Instrument39250
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,453.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5226 UNION RD FRANKLIN OH 450055139, FRANKLIN, OH 45005-5139

Mortgage

Document Number39251
DateOct 6, 2020
Instrument39251
Lender
NameNFM
AddressLINTHICUM, MD 21090
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 5, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,703.00 (+1.92%)$223,050 (+23.63%) Land $37,090 Building $185,960$637,270 (+23.63%) Land $105,960 Building $531,310
2024$9,520.00 (+7.99%)
2023$8,816.00 (+2.32%) Homeowner's exemption$180,415 (-) Land $22,474 Building $157,941
2022$8,616.00 Homeowner's exemption$180,415 Land $22,474 Building $157,941$515,470 (-) Land $64,210 Building $451,260
2021$515,470 Land $64,210 Building $451,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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