Warren County property record for 5188 Union Rd, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,190 sqft · built 2013 |
| Lot Size | 5.35 acres (233,090 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $110,000 (Jan 2013) |
| Tax Bill | $9,803 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-35-376-023-0 |
| Primary APN | 08-35-376-023-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,190 sqft Living Area |
| 2nd Floor Area | 1,026 sqft |
| Basement Area | 216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Lot Area | 233,090 sqft (5.35 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 764 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Other |
| Account Number | 1401785 |
|---|---|
| Old Parcel Number | 0835376023 |
| Street Address | 5188 UNION RD |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-5141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 -3-35 5.3510 AC. |
| Legal Range | 04 |
| Legal Township | 03 |
| Legal Section | 35 |
| Legal Block | 376 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30700 |
The current owner of 5188 Union Rd bought it in January 2013.
Source: Warren County records, as of February 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5188 UNION RD, FRANKLIN, OH 45005-5141 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| Dec 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CMNWLT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2013 · Amount on File |
| Deed Sale | Jan 7, 2013 · Amount on File |
| Deed Document Number | 0057300781 |
| Deed Book / Page | 005730 / 000781 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 5188 UNION RD, FRANKLIN, OH 45005-5141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5188 UNION RD, FRANKLIN, OH 45005-5141 |
| Document Number | 0000004844 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-004844 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 5188 UNION RD, FRANKLIN, OH 45005-5141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5188 UNION RD, FRANKLIN, OH 45005-5141 |
| Document Number | 0000034166 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022-034166 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 5188 UNION RD, FRANKLIN, OH 45005-5141 |
| Document Number | 0000001538 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5188 UNION RD FRANKLIN OH 450055141, FRANKLIN, OH 45005-5141 |
| Document Number | 0000001538 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 1538 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 11, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 5188 UNION RD, FRANKLIN, OH 45005-5141 |
| Document Number | 0000039272 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5188 UNION RD FRANKLIN OH 450055141, FRANKLIN, OH 45005-5141 |
| Document Number | 0000039272 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 39272 |
| Name | FIRST CMNWLT BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5188 Union Rd was $9,803.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,803.00 | $225,568 Land $47,772 Building $177,796 | $644,480 Land $136,490 Building $507,990 |
| 2023 | $9,124.00 (+0.3%) | $186,830 (-) Land $29,775 Building $157,055 | |
| 2022 | $9,097.00 | $186,830 Land $29,775 Building $157,056 | $533,800 (-) Land $85,070 Building $448,730 |
| 2021 | $533,800 Land $85,070 Building $448,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5188 Union Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5188 Union Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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