5221 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 5221 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,244 sqft · built 2020
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (May 2021)
Tax Bill	$4,598 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`249DE005`

Property Details

APN / Parcel Number

Primary APN	`249DE005`
Alternative APNs	`206508999056` `80111760`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,244 sqft Heated Area
Gross Area	3,360 sqft
1st Floor Area	96 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	7,710 sqft (0.177 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80111760
Street Address	5221 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-11 B-6 S-1 PLAT 1/96-99 LB
Legal Subdivision	LONG BEACH
Legal Block	6
Legal Lot Number	11
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1041
Census Tract	20315

Owner

5221 E Beach Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5221 E BEACH DR, OAK ISLAND, NC 28465-5046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Jun 1, 2004 · Amount on File
Deed Book / Page	4629 / 1138
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 27, 2021
Property Address	5221 E BEACH DR, OAK ISLAND, NC 28465-5046
Document Number	0046291138
Book / Page	4629 / 1138
Map Reference	MB 1 PG 96-99
Instrument Date	May 6, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6513 PRESTWICK PL, 6513, FUQUAY VARINA, NC 27526-9450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 194, OAK ISLAND, NC 28465-6851

Mortgage

Document Number	0046291141
Date	May 27, 2021
Instrument	4629/1141

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5221 E Beach Dr was $4,598.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,203,610 (-) Land $560,000 Building $643,610	$1,203,610 (-) Land $560,000 Building $643,610
2025	$4,598.00	$1,203,610 Land $560,000 Building $643,610	$1,203,610 Land $560,000 Building $643,610
2023		$1,203,610 Land $560,000 Building $643,610	$1,203,610 Land $560,000 Building $643,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5221 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	348 units insured incl. 165 condo units
Nearby Flood Claims	46 (2004–2024)
Claims Outside the SFHA	6 of 46
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 5 claims Hurricane Isaias, Aug 2020 · 28 claims Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5221 E Beach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20