5224 W Ardea Ln, Spokane, WA 99208 Property Records

Spokane County property record for 5224 W Ardea Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,360 sqft · built 2002
Lot Size	10 acres (437,342 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,280 (Aug 2011)
Tax Bill	$12,857 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26102.9025`

Property Details

APN / Parcel Number

Primary APN	`26102.9025`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	4,360 sqft Living Area
Gross Area	7,385 sqft
1st Floor Area	1,933 sqft
Upper Floors Area	300 sqft
Basement Area	1,933 sqft
Finished Basement	194 sqft
Unfinished Basement	1,739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	437,342 sqft
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Concrete/Masonry Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	2,880 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5224 W ARDEA LN
City	SPOKANE
State	WA
Zip	99208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	10-26-42 N1/2 OF N1/2 OF NE1/4 OF NW1/4
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1036
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5224 W ARDEA LN, SPOKANE, WA 99208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2011 · Amount on Record
Deed Sale	Aug 17, 2011 · Amount on Record
Prior Sale	Jul 27, 2001 · Amount on Record
Deed Document Number	20116021581
Prior Transfer Date	Jul 20, 2001
Prior Transfer Doc	0004614028
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5224 W ARDEA LN, SPOKANE, WA 99208
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007067092
Date	Apr 28, 2021
Instrument	7067092

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5224 W ARDEA LN, SPOKANE, WA 99208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006940612
Date	Jul 10, 2020
Instrument	6940612

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5224 W ARDEA LN, SPOKANE, WA 99208
Document Number	0006926095
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5224 W ARDEA LN SPOKANE WA 99208, SPOKANE, WA 99208

Mortgage

Document Number	0006926095
Date	Jun 2, 2020
Instrument	6926095

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,857.00 (-0.58%)	$1,286,770 (-0.04%) Land $271,370 Building $1,015,400	$1,286,770 (-0.04%) Land $271,370 Building $1,015,400
2025	$12,932.00 (+8.83%)
2024		$1,287,340 (+42.6%) Land $276,240 Building $1,011,100	$1,287,340 (+42.6%) Land $276,240 Building $1,011,100
2023	$11,883.00 (+15.64%)	$902,790 Land $205,990 Building $696,800	$902,790 Land $205,990 Building $696,800
2022	$10,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 51% of Washington
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: CenturyLink, T-Mobile.

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