5207 W Ardea Ln, Spokane, WA 99208 Property Records

Spokane County property record for 5207 W Ardea Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,508 sqft · built 2007
Lot Size	10 acres (436,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Nov 2016)
Tax Bill	$9,392 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26102.9027`

Property Details

APN / Parcel Number

Primary APN	`26102.9027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	3,508 sqft Living Area
Gross Area	6,661 sqft
1st Floor Area	2,088 sqft
Basement Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436,907 sqft
Garage Type	Attached
Garage Area	1,073 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	250 sqft
Deck Area	Deck Area
Patio Area	250 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5207 W ARDEA LN
City	SPOKANE
State	WA
Zip	99208-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	10-26-42 S1/2 OF S1/2 OF NE1/4 OF NW1/4 EXC W125FT OF E200FT OF S15FT TOGETHER WITH N25FT OF E75FT OF SE1/4 OF NW1/4
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1037
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5207 W ARDEA LN, SPOKANE, WA 99208-7065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2016 · Amount on Record
Deed Sale	Nov 1, 2016 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	20166549506
Prior Transfer Date	Jul 20, 2001
Prior Transfer Doc	0004614028
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5207 W ARDEA LN, SPOKANE, WA 99208-7065
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007276581
Date	Apr 4, 2023
Instrument	7276581

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5207 W ARDEA LN, SPOKANE, WA 99208-7065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006986583
Date	Oct 27, 2020
Instrument	6986583

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	65114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5207 W ARDEA LN, SPOKANE, WA 99208-7065
Document Number	0006841369
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 W ARDEA LN SPOKANE WA 992087065, SPOKANE, WA 99208-7065

Mortgage

Document Number	0006841369
Date	Sep 12, 2019
Instrument	6841369

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,392.00 (-0.71%)	$934,150 (+5.21%) Land $246,650 Building $687,500	$934,150 (+5.21%) Land $246,650 Building $687,500
2025	$9,459.00 (+15.05%)
2024		$887,850 (+34.91%) Land $230,150 Building $657,700	$887,850 (+34.91%) Land $230,150 Building $657,700
2023	$8,222.00 (+9.42%)	$658,120 Land $171,620 Building $486,500	$658,120 Land $171,620 Building $486,500
2022	$7,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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