5407 W Ardea Ln, Spokane, WA 99208 Property Records

Spokane County property record for 5407 W Ardea Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 7,615 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,299,900 (Oct 2020)
Tax Bill	$17,615 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26033.9095`

Property Details

APN / Parcel Number

Primary APN	`26033.9095`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	13 Rooms
Building Area	7,615 sqft Living Area
Gross Area	8,830 sqft
1st Floor Area	3,875 sqft
Basement Area	3,819 sqft
Finished Basement	3,740 sqft
Unfinished Basement	79 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	1,136 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	133 sqft
Patio Area	2,500 sqft
Canopy	133 sqft
Gazebo	256 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5407 W ARDEA LN
City	SPOKANE
State	WA
Zip	99208-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	03-26-42 PARCEL 8 OF RECORDED SURVEY AUDITORS # 4499793 BK 93 PG 44 & 45 BEING A PTN OF SE1/4 OF SW1/4
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1033
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5407 W ARDEA LN, SPOKANE, WA 99208-9255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Aug 10, 2011 · Amount on Record
Deed Document Number	20206978045
Prior Transfer Date	Apr 19, 2013
Prior Transfer Doc	0006203816
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5407 W ARDEA LN, SPOKANE, WA 99208-9255
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006642625
Date	Sep 25, 2017
Instrument	6642625

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 6, 2020
Property Address	5407 W ARDEA LN, SPOKANE, WA 99208-9255
Document Number	0006978045
Instrument Date	Sep 23, 2020
Instrument	6978045
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,243.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 W ARDEA LN, SPOKANE, WA 99208-9255

Mortgage

Document Number	0006978046
Date	Oct 6, 2020
Instrument	6978046

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,615.00 (+2.46%)	$1,735,400 (+3.59%) Land $246,500 Building $1,488,900	$1,735,400 (+3.59%) Land $246,500 Building $1,488,900
2025	$17,192.00 (+11.36%)
2024		$1,675,300 (+29.33%) Land $230,000 Building $1,445,300	$1,675,300 (+29.33%) Land $230,000 Building $1,445,300
2023	$15,438.00 (+4.97%)	$1,295,400 Land $171,500 Building $1,123,900	$1,295,400 Land $171,500 Building $1,123,900
2022	$14,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 49% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: CenturyLink, T-Mobile.

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