5222 Emerald St SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5222 Emerald St SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,478 sqft · built 2015
Lot Size	0.193 acres (8,414 sqft)
Owner	Individual Name on Record
Last Sale	$305,815 (Feb 2026)
Tax Bill	$10 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75640000800`

Property Details

APN / Parcel Number

Primary APN	`75640000800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	3,786 sqft
1st Floor Area	1,762 sqft
Upper Floors Area	716 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	8,414 sqft (0.193 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5222 EMERALD ST SE
City	LACEY
State	WA
Zip	98513-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 33 TOWNSHIP 18 RANGE 1W QUARTER NE SE PLAT SOUTHWICK LAKE ESTATES LT 8 DOCUMENT 4447107
Legal Range	01
Legal Township	18
Legal Section	33
Legal Subdivision	SOUTHWICK LAKE ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1008
Census Tract	11622

Owner

Source: Thurston County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5222 EMERALD ST SE, LACEY, WA 98513-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Administrator's Deed, Transfer · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	20265091015
Record Updated	Jun 8, 2026

February 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	THURSTON WA
Recording Date	Feb 27, 2026
Property Address	5222 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0005091015
Map Reference	DOC 4447107
Instrument Date	Feb 25, 2026
Instrument	5091015
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,893.04
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5222 EMERALD ST SE, LACEY, WA 98513-4539

Mortgage

Document Number	0005091016
Date	Feb 27, 2026
Instrument	5091016

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5222 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004727299
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE- THURSTON COUNTY TITLE, FIRST AMERICAN TITLE- THURSTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5222 EMERALD ST SE LACEY WA 985134539, LACEY, WA 98513-4539

Mortgage

Document Number	0004727299
Date	Dec 23, 2019
Instrument	4727299

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.83%)
2025		$616,400 (+8.14%) Land $146,100 Building $470,300	$616,400 (+8.14%) Land $146,100 Building $470,300
2024	$5,862.00 (+8.1%)
2023	$5,423.00
2022		$570,000 Land $59,600 Building $510,400	$570,000 Land $59,600 Building $510,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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