5219 Emerald St SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5219 Emerald St SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2016
Lot Size	0.191 acres (8,321 sqft)
Owner	Individual Name on Record
Tax Bill	$10 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75640001300`

Property Details

APN / Parcel Number

Primary APN	`75640001300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,941 sqft
1st Floor Area	2,048 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	8,321 sqft (0.191 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5219 EMERALD ST SE
City	LACEY
State	WA
Zip	98513-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 33 TOWNSHIP 18 RANGE 1W QUARTER NE SE PLAT SOUTHWICK LAKE ESTATES LT 13 DOCUMENT 4447107
Legal Range	01
Legal Township	18
Legal Section	33
Legal Subdivision	SOUTHWICK LAKE ESTATES
Legal Block	1
Legal Lot Number	13
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1007
Census Tract	11622

Owner

Source: Thurston County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5219 EMERALD ST SE, LACEY, WA 98513-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS
Sep 28, 2018	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021
Deed Sale	Nov 23, 2021
Prior Sale	Jan 8, 2020
Deed Document Number	20214899310
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0004899310
Record Updated	Sep 20, 2026

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	THURSTON WA
Recording Date	Nov 23, 2021
Property Address	5219 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004899310
Map Reference	DOC 4447107
Instrument Date	Nov 1, 2021
Instrument	4899310
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 EMERALD ST SE, LACEY, WA 98513-4539
Investor	Possibly a Property Investor

Mortgage

Document Number	0004899311
Date	Nov 23, 2021
Instrument	4899311

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5219 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004729908
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5219 EMERALD ST SE LACEY WA 985134539, LACEY, WA 98513-4539

Mortgage

Document Number	0004729908
Date	Jan 8, 2020
Instrument	4729908

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5219 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004657042
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 EMERALD ST SE LACEY WA 985134539, LACEY, WA 98513-4539

Mortgage

Document Number	0004657042
Date	Nov 8, 2018
Instrument	4657042

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.81%)
2025		$558,600 (+10.13%) Land $145,600 Building $413,000	$558,600 (+10.13%) Land $145,600 Building $413,000
2024	$5,346.00 (+10.77%)
2023	$4,826.00
2022		$507,200 Land $59,300 Building $447,900	$507,200 Land $59,300 Building $447,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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