5207 Emerald St SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5207 Emerald St SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,992 sqft · built 2016
Lot Size	0.211 acres (9,187 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2020)
Tax Bill	$10 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75640001000`

Property Details

APN / Parcel Number

Primary APN	`75640001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,992 sqft Living Area
Gross Area	4,220 sqft
1st Floor Area	2,242 sqft
Upper Floors Area	750 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Concrete
Lot Area	9,187 sqft (0.211 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	588 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5207 EMERALD ST SE
City	LACEY
State	WA
Zip	98513-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 33 TOWNSHIP 18 RANGE 1W QUARTER NE SE PLAT SOUTHWICK LAKE ESTATES LT 10 DOCUMENT 4447107
Legal Range	01
Legal Township	18
Legal Section	33
Legal Subdivision	SOUTHWICK LAKE ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1007
Census Tract	11622

Owner

Source: Thurston County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5207 EMERALD ST SE, LACEY, WA 98513-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	20204790059
Prior Transfer Date	Jan 17, 2018
Prior Transfer Doc	0004607269
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5207 EMERALD ST SE, LACEY, WA 98513-4539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004691167
Date	Jun 28, 2019
Instrument	4691167

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	PORTLAND, OR 97239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 8, 2020
Property Address	5207 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004790059
Map Reference	AF 4447107
Instrument Date	Oct 5, 2020
Instrument	4790059
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,068.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9622 203RD ST E, GRAHAM, WA 98338-8572

Mortgage

Document Number	0004790060
Date	Oct 8, 2020
Instrument	4790060

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Jan 18, 2018
Property Address	5207 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004607269
Map Reference	DOC4447107
Instrument Date	Jan 17, 2017
Instrument	4607269
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NAT TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	5207 EMERALD ST SE, LACEY, WA 98513-4539

Mortgage

Document Number	0004607270
Date	Jan 18, 2018
Instrument	4607270

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.83%)
2025		$646,500 (+13.82%) Land $148,400 Building $498,100	$646,500 (+13.82%) Land $148,400 Building $498,100
2024	$5,733.00 (+6.09%)
2023	$5,404.00
2022		$568,000 Land $61,100 Building $506,900	$568,000 Land $61,100 Building $506,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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