5218 Emerald St SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5218 Emerald St SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Jun 2025)
Tax Bill	$10 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7564-00-00900`

Property Details

APN / Parcel Number

Primary APN	`7564-00-00900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,156 sqft Finished Area
1st Floor Area	1,812 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5218 EMERALD ST SE
City	LACEY
State	WA
Zip	98513-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 18 RANGE 1W QUARTER NE SE PLAT SOUTHWICK LAKE ESTATES LT 9 DOCUMENT 4447107
Legal Range	01W
Legal Township	18N
Legal Section	33
Legal Subdivision	SOUTHWICK LAKE ESTATES
Legal Lot Number	9
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1008
Census Tract	11622

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5218 EMERALD ST SE, LACEY, WA 98513-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE EMPLOYEES CU
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
Dec 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Dec 7, 2018
Deed Document Number	5058495
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jun 4, 2025
Property Address	5218 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0005058495
Map Reference	AF 4447107
Instrument Date	Jun 2, 2025
Instrument	5058495
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,248.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5218 EMERALD ST SE, LACEY, WA 98513-4539

Mortgage

Document Number	0005058496
Date	Jun 4, 2025
Instrument	5058496

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5218 EMERALD ST SE, LACEY, WA 98513-4539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004664440
Date	Jan 2, 2019
Instrument	4664440

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5218 EMERALD ST SE, LACEY, WA 98513-4539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THURSTON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004782464
Date	Sep 14, 2020
Instrument	4782464

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5218 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004721700
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5218 EMERALD ST SE LACEY WA 985134539, LACEY, WA 98513-4539

Mortgage

Document Number	0004721700
Date	Nov 25, 2019
Instrument	4721700

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 24, 2034

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Dec 7, 2018
Property Address	5218 EMERALD ST SE, LACEY, WA 98513-4539
Document Number	0004661033
Instrument Date	Nov 28, 2018
Instrument	4661033
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5218 EMERALD ST SE LACEY WA 985134539, LACEY, WA 98513-4539

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.8%)
2025		$569,100 (+10.03%) Land $147,500 Building $421,600	$569,100 (+10.03%) Land $147,500 Building $421,600
2023	$4,921.00
2022		$517,200 Land $60,500 Building $456,700	$517,200 Land $60,500 Building $456,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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