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522 Terrace Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 522 Terrace Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,229 sqft · built 1983
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Oct 2023)
Deeds & MortgagesOct 2023 Sale
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-33-104-039

Property Details

APN / Parcel Number

Primary APN19-33-104-039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,229 sqft
1st Floor Area653 sqft
2nd Floor Area576 sqft

Exterior

Year BuiltBuilt 1983
Architectural StyleColonial
Exterior MaterialFrame Siding
Lot Area9,600 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address522 TERRACE DR
CityALGONQUIN
StateIL
Zip60102-1935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0017973 LT 408 HIGH HILL FARMS UNIT 4
Legal Range08E
Legal Township43N
Legal Section33
Legal SubdivisionHIGH HILL FARMS 05
Legal Block104
Legal Lot Number408
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1006
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address522 TERRACE DR, ALGONQUIN, IL 60102-1935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 19, 2017Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Prior SaleMay 19, 2017 · Amount on Record
Deed Document Number2023R0025158
Record UpdatedJun 7, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 5, 2023
Property Address522 TERRACE DR, ALGONQUIN, IL 60102-1935
Document Number0000025158
Map ReferenceDOC 799842
Instrument DateSep 25, 2023
Instrument2023R0025158
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$305.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address522 TERRACE DR, ALGONQUIN, IL 60102-1935

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 19, 2017
Property Address522 TERRACE DR, ALGONQUIN, IL 60102-1935
Document Number0000017973
Instrument DateMay 2, 2017
Instrument17973
Transaction TypeTransfer
Record UpdatedJun 12, 2017
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address522 TERRACE DR ALGONQUIN IL 601021935, ALGONQUIN, IL 60102-1935

Mortgage

Document Number17974
DateMay 19, 2017
Instrument17974
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2047
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$63,259 Land $21,044 Building $42,215$189,777 Land $63,132 Building $126,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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