512 Terrace Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 512 Terrace Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 966 sqft · built 1983
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Jul 2019)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-33-104-038`

Property Details

APN / Parcel Number

Primary APN	`19-33-104-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	966 sqft
Gross Area	1,362 sqft
1st Floor Area	966 sqft

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	9,600 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	512 TERRACE DR
City	ALGONQUIN
State	IL
Zip	60102-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0020052 LT 407 HIGH HILL FARMS UNIT 4
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	HIGH HILL FARMS 04
Legal Block	104
Legal Lot Number	407
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1006
Census Tract	871310

Owner

512 Terrace Dr is owned by an individual who bought it in July 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	512 TERRACE DR, ALGONQUIN, IL 60102-1935
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Oct 3, 2001 · Amount on File
Deed Document Number	2019R0020052
Record Updated	Jun 7, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 3, 2019
Property Address	512 TERRACE DR, ALGONQUIN, IL 60102-1935
Document Number	0000020052
Map Reference	DOC 7500568
Instrument Date	Jun 25, 2019
Instrument	2019R0020052
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 GRAD VIEW, ALGONQUIN, IL 60102-1997

Mortgage

Document Number	0000020053
Date	Jul 3, 2019
Instrument	2019R0020053

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$68,686 Land $21,044 Building $47,642	$206,058 Land $63,132 Building $142,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20