542 Terrace Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 542 Terrace Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 966 sqft · built 1984
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Feb 2021)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19-33-104-041

Property Details

APN / Parcel Number

Primary APN19-33-104-041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area966 sqft
Gross Area1,362 sqft
1st Floor Area966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleRanch
Exterior MaterialBrick/Wood
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address542 TERRACE DR
CityALGONQUIN
StateIL
Zip60102-1935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0008148 LT 410 HIGH HILL FARMS UNIT 4 MEMO: PADRON, EDGAR DE JESUS TAFOYA/ MAGANA, SONIA ERIKA
Legal Range08E
Legal Township43N
Legal Section33
Legal SubdivisionHIGH HILL FARMS 04
Legal Block104
Legal Lot Number410
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1006
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address542 TERRACE DR, ALGONQUIN, IL 60102-1935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Warranty Deed, Transfer · Conventional Mortgage
SELF HELP FCU
Aug 28, 2017Quit Claim Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleAug 28, 2017
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 11, 2021
Property Address542 TERRACE DR, ALGONQUIN, IL 60102-1935
Document Number0000008148
Map ReferenceDOC 799842
Instrument DateJan 15, 2021
Instrument2021R0008148
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 TERRACE DR, ALGONQUIN, IL 60102-1935

Mortgage

Document Number0000008149
DateFeb 11, 2021
Instrument2021R0008149
Lender
NameSELF HELP FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate4.87%

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateAug 28, 2017
Property Address542 TERRACE DR, ALGONQUIN, IL 60102-1935
Document Number0000031874
Instrument DateAug 3, 2017
Instrument31874
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 TERRACE DR ALGONQUIN IL 601021935, ALGONQUIN, IL 60102-1935

Mortgage

Document Number31875
DateAug 28, 2017
Instrument31875
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 27, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$72,097 Land $21,044 Building $51,053$216,291 Land $63,132 Building $153,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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