McHenry County property record for 521 Terrace Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,528 sqft · built 1992 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $277,000 (Mar 2020) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-127-003 |
| Primary APN | 19-33-127-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,528 sqft |
| Gross Area | 3,882 sqft |
| 1st Floor Area | 1,354 sqft |
| 2nd Floor Area | 1,174 sqft |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,600 sqft (0.266 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 521 TERRACE DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0010766 LT 543 HIGH HILL FARMS UNIT 6 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | HIGH HILL FARMS 06 |
| Legal Block | 127 |
| Legal Lot Number | 543 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 871310 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 TERRACE DR, ALGONQUIN, IL 60102-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Mar 28, 2017 | Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2020 · Amount on Record |
| Deed Sale | Mar 26, 2020 · Amount on Record |
| Prior Sale | Dec 4, 2000 · Amount on Record |
| Deed Document Number | 0000010766 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 26, 2020 |
| Property Address | 521 TERRACE DR, ALGONQUIN, IL 60102-1934 |
| Document Number | 0000010766 |
| Map Reference | DOC 88R14936 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020R0010766 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | STARCK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 TERRACE DR, 521, ALGONQUIN, IL 60102-1934 |
| Name | Verified Name |
|---|---|
| Address | 521 TERRACE DR, ALGONQUIN, IL 60102-1934 |
| Document Number | 0000010767 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020R0010767 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 521 TERRACE DR, ALGONQUIN, IL 60102-1934 |
| Document Number | 0000011789 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Name | Verified Name |
|---|---|
| Address | 521 TERRACE DR ALGONQUIN IL 601021934, ALGONQUIN, IL 60102-1934 |
| Document Number | 0000011789 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 11789 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 3, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $122,715 Land $21,044 Building $101,671 | $368,145 Land $63,132 Building $305,013 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jul 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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