522 Lytle St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 522 Lytle St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,426 sqft · built 1940
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Dec 2005)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	May 2018 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D X 028`

Property Details

APN / Parcel Number

Primary APN	`135D X 028`
Alternative APN	`0000059673`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,426 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	99 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059673
Street Address	522 LYTLE ST
City	CHATTANOOGA
State	TN
Zip	37405-4670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT PT 105 NORTH SIDE LAND COS AMENDED PB4 PG47
Legal Subdivision	NORTH SIDE LAND CO A
Legal Lot Number	105
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2021
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 LYTLE ST, CHATTANOOGA, TN 37405-4670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2005 · Amount on Record
Deed Sale	Dec 14, 2005 · Amount on Record
Prior Sale	Nov 10, 2003 · Amount on Record
Deed Document Number	2005188
Deed Book / Page	7780 / 174
Prior Transfer Date	Dec 12, 2005
Prior Transfer Doc	0000000188
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	522 LYTLE ST, CHATTANOOGA, TN 37405-4670
Document Number	0614000053
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 LYTLE ST CHATTANOOGA TN 374054014, CHATTANOOGA, TN 37405-4014

Mortgage

Document Number	0614000053
Date	Jun 14, 2018
Book Page	011373/000706
Instrument	180614000053

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2038

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	522 LYTLE ST, CHATTANOOGA, TN 37405-4670
Document Number	0000000242
Book / Page	011024 / 000974
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LYTLE ST CHATTANOOGA TN 374054014, CHATTANOOGA, TN 37405-4014

Mortgage

Document Number	0000000242
Date	Apr 17, 2017
Book Page	011024/000974
Instrument	242

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (+25.18%)	$123,975 (+84.69%)	$495,900 (+84.69%) Land $225,000 Building $270,900
2024	$1,501.00	$67,125 (-)	$268,500 (-) Land $150,000 Building $118,500
2023	$1,501.00	$67,125 (-)	$268,500 (-) Land $150,000 Building $118,500
2022	$1,501.00	$67,125	$268,500 Land $150,000 Building $118,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Lytle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures