601 Lytle St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 601 Lytle St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 1920
Lot Size	0.204 acres (8,900 sqft)
Owner	Individual Name on Record
Last Sale	$343,000 (Sep 2024)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D W 011`

Property Details

APN / Parcel Number

Primary APN	`135D W 011`
Alternative APN	`0000059617`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	178 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059617
Old Parcel Number	135D W 011
Street Address	601 LYTLE ST
City	CHATTANOOGA
State	TN
Zip	37405-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 80 NORTH SIDE LAND COS AMENDED PB 4 PG 47
Legal Subdivision	NORTH SIDE LAND CO A
Legal Lot Number	80
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2022
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 LYTLE ST, CHATTANOOGA, TN 37405-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 6, 2020	Warranty Deed, Transfer · Conventional with PMI TRISTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Apr 6, 2020 · Amount on Record
Deed Document Number	2024092300085
Deed Book / Page	13712 / 726
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 23, 2024
Property Address	601 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0000000085
Book / Page	13712 / 726
Map Reference	MB 1 PG 10
Instrument Date	Sep 20, 2024
Instrument	2024092300085
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,269.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 LYTLE ST, CHATTANOOGA, TN 37405-4015

Mortgage

Document Number	0000000086
Date	Sep 23, 2024
Instrument	2024092300086

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year CMT
Max Rate	11.3%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 6, 2020
Property Address	601 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0406000056
Book / Page	011960 / 000392
Instrument Date	Mar 31, 2020
Instrument	200406000056
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	MAURY COUNTY TITLE, MAURY CNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 LYTLE ST CHATTANOOGA TN 374054015, CHATTANOOGA, TN 37405-4015

Mortgage

Document Number	406000057
Date	Apr 6, 2020
Book Page	011960/000394
Instrument	200406000057

Lender

Name	TRISTAR BK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (+5.69%)	$104,175 (+56.01%)	$416,700 (+56.01%) Land $225,000 Building $191,700
2024	$1,493.00	$66,775 (-)	$267,100 (-) Land $150,000 Building $117,100
2023	$1,493.00	$66,775 (-)	$267,100 (-) Land $150,000 Building $117,100
2022	$1,493.00	$66,775	$267,100 Land $150,000 Building $117,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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