518 Lytle St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 518 Lytle St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,836 sqft · built 1998
Lot Size	0.095 acres (4,150 sqft)
Owner	2 Individual Names on File
Last Sale	$183,750 (Jun 2013)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`135D X 026`

Property Details

APN / Parcel Number

Primary APN	`135D X 026`
Alternative APN	`0000059671`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,836 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,150 sqft (0.095 acres)
Lot Dimensions	83 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059671
Street Address	518 LYTLE ST
City	CHATTANOOGA
State	TN
Zip	37405-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PT LT 103 NORTH SIDE LAND COS AMENDED PB4 PG47
Legal Subdivision	NORTH SIDE LAND CO A
Legal Lot Number	103
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2021
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

518 Lytle St is owned and occupied by two individuals who bought it in June 2013.

Source: Hamilton County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	518 LYTLE ST, CHATTANOOGA, TN 37405-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2013 · Amount on File
Deed Sale	Jun 18, 2013 · Amount on File
Prior Sale	Nov 4, 2002 · Amount on File
Deed Document Number	2013112
Deed Book / Page	9981 / 539
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	518 LYTLE ST, CHATTANOOGA, TN 37405-4014
Document Number	0905000157
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 LYTLE ST CHATTANOOGA TN 374054014, CHATTANOOGA, TN 37405-4014

Mortgage

Document Number	0905000157
Date	Sep 5, 2018
Book Page	011445/000194
Instrument	180905000157

Lender

Name	SOUTHEAST BK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 4, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 518 Lytle St was $1,827, down 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 (-0.44%)	$120,600 (+47.03%)	$482,400 (+47.03%) Land $225,000 Building $257,400
2024	$1,835.00	$82,025 (-)	$328,100 (-) Land $150,000 Building $178,100
2023	$1,835.00	$82,025 (-)	$328,100 (-) Land $150,000 Building $178,100
2022	$1,835.00	$82,025	$328,100 Land $150,000 Building $178,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 Lytle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Lytle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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