520 Lytle St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 520 Lytle St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1999
Lot Size	0.105 acres (4,600 sqft)
Owner	Owner Name on Record
Last Sale	$141,150 (Apr 2006)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135D X 027`

Property Details

APN / Parcel Number

Primary APN	`135D X 027`
Alternative APN	`0000059672`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	92 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059672
Street Address	520 LYTLE ST
City	CHATTANOOGA
State	TN
Zip	37405-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT PT 104 NORTH SIDE LAND COS AMENDED PB4 PG47
Legal Subdivision	NORTH SIDE LAND CO A
Legal Lot Number	104
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2021
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1027 MONTAGUE PL, CHATTANOOGA, TN 37408-2002

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2006 · Amount on Record
Deed Sale	Apr 4, 2006 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	2006040400245
Deed Book / Page	7895 / 639
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	520 LYTLE ST, CHATTANOOGA, TN 37405-4014
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 LYTLE ST, CHATTANOOGA, TN 37405-4014

Mortgage

Document Number	0000000136
Date	Apr 5, 2022
Book Page	12910/394
Instrument	2022040500136

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	520 LYTLE ST, CHATTANOOGA, TN 37405-4014
Document Number	0327000081
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 LYTLE ST CHATTANOOGA TN 374054014, CHATTANOOGA, TN 37405-4014

Mortgage

Document Number	0327000081
Date	Mar 27, 2019
Book Page	011597/000723
Instrument	190327000081

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	520 LYTLE ST, CHATTANOOGA, TN 37405-4014
Document Number	0000000047
Book / Page	011070 / 000537
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 LYTLE ST CHATTANOOGA TN 374054014, CHATTANOOGA, TN 37405-4014

Mortgage

Document Number	0000000047
Date	Jun 8, 2017
Book Page	011070/000537
Instrument	47

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,638.00 (-2.73%)	$108,125 (+43.64%)	$432,500 (+43.64%) Land $225,000 Building $207,500
2024	$1,684.00	$75,275 (-)	$301,100 (-) Land $150,000 Building $151,100
2023	$1,684.00	$75,275 (-)	$301,100 (-) Land $150,000 Building $151,100
2022	$1,684.00	$75,275	$301,100 Land $150,000 Building $151,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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