522 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 522 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,201 sqft · built 1918
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (May 2018)
Tax Bill	$1,038 (2025)
Deeds & Mortgages	May 2018 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-328240`

Property Details

APN / Parcel Number

Primary APN	`14-328240`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,201 sqft Living Area
1st Floor Area	1,250 sqft
Upper Floors Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	522 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 40F PROSPECT HTS PROSPECT ST
Legal Subdivision	PROSPECT HEIGHTS ADDITION
Legal Lot Number	30
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2029
Census Tract	932300

Owner

522 E Prospect St is owned and occupied by an individual who bought it in May 2018.

Source: Trumbull County records, as of April 23, 2026

Owner of Record	Individual Name on File
Mailing Address	522 E PROSPECT ST, GIRARD, OH 44420-2246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 24, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Document Number	201810135
Record Updated	Oct 29, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TRUMBULL OH
Recording Date	May 24, 2018
Property Address	522 E PROSPECT ST, GIRARD, OH 44420-2246
Document Number	0000010134
Instrument Date	May 9, 2018
Instrument	10134
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E PROSPECT ST GIRARD OH 444202246, GIRARD, OH 44420-2246

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	May 24, 2018
Property Address	522 E PROSPECT ST, GIRARD, OH 44420-2246
Document Number	0000010135
Map Reference	VOL 9 PG 20
Instrument Date	May 9, 2018
Instrument	201805240010135
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	AMERICAN LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E PROSPECT ST, GIRARD, OH 44420-2246

Mortgage

Document Number	0000010136
Date	May 24, 2018
Instrument	201805240010136

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 522 E Prospect St was $1,038.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,038.00	$24,750 (-) Land $2,660 Building $22,090
2024	$1,038.00 (-1.98%)	$24,750 (-) Land $2,660 Building $22,090
2023	$1,059.00 (+11.24%)	$24,750 (+39.75%) Land $2,660 Building $22,090	$70,700 Land $7,600 Building $63,100
2022	$952.00	$17,710 Land $2,660 Building $15,050
2020			$50,600 Land $7,600 Building $43,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 E Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 E Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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