510 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 510 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1918
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Aug 2021)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-494150`

Property Details

APN / Parcel Number

Primary APN	`14-494150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,178 sqft Living Area
1st Floor Area	1,236 sqft
Upper Floors Area	560 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	510 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 40F PROSPECT HTS PROSPECT ST
Legal Subdivision	PROSPECT HEIGHTS PLAT
Legal Lot Number	33
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2029
Census Tract	932300

Owner

Source: Trumbull County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 E PROSPECT ST, GIRARD, OH 44420-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 10, 2021	Intrafamily Transfer, Transfer TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Feb 25, 2011 · Amount on Record
Deed Document Number	202118504
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0000018503
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Aug 10, 2021
Property Address	510 E PROSPECT ST, GIRARD, OH 44420-2246
Document Number	0000018504
Map Reference	VOL 9 PG 20
Instrument Date	Aug 6, 2021
Instrument	202108100018504
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E PROSPECT ST, GIRARD, OH 44420-2246

Mortgage

Document Number	0000018505
Date	Aug 10, 2021
Instrument	202108100018505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRUMBULL OH
Recording Date	Aug 10, 2021
Property Address	510 E PROSPECT ST, GIRARD, OH 44420-2246
Document Number	0000018503
Map Reference	VOL 9 PG 20
Instrument Date	Aug 6, 2021
Instrument	202108100018503
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E PROSPECT ST, GIRARD, OH 44420-2246

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$25,270 (-) Land $2,660 Building $22,610
2024	$1,060.00 (+0.76%)	$25,270 (-) Land $2,660 Building $22,610
2023	$1,052.00 (+27.36%)	$25,270 (+59.73%) Land $2,660 Building $22,610	$72,200 (+59.73%) Land $7,600 Building $64,600
2022	$826.00	$15,820 Land $2,660 Building $13,160
2020			$45,200 Land $7,600 Building $37,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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