511 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 511 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Oct 2025)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-149960`

Property Details

APN / Parcel Number

Primary APN	`14-149960`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
1st Floor Area	1,560 sqft
Upper Floors Area	390 sqft
Basement Area	390 sqft
Unfinished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Patio Area	189 sqft
Canopy	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	511 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11&12& 65F 13 PROSPECT HTS PROSPECT ST
Legal Subdivision	PROSPECT HEIGHTS
Legal Lot Number	11
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1002
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 E PROSPECT ST, GIRARD, OH 44420-2247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	202517681
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Oct 1, 2025
Property Address	511 E PROSPECT ST, GIRARD, OH 44420-2247
Document Number	0000017681
Map Reference	VOL 9 PG 20
Instrument Date	Sep 30, 2025
Instrument	202510010017681
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E PROSPECT ST, GIRARD, OH 44420-2247

Mortgage

Document Number	0000017682
Date	Oct 1, 2025
Instrument	202510010017682

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	May 14, 2018
Property Address	511 E PROSPECT ST, GIRARD, OH 44420-2247
Document Number	0000009330
Map Reference	VOL 9 PG 20
Instrument Date	May 9, 2018
Instrument	201805140009330
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	AMERICAN LAND TITLE AGENCY I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E PROSPECT ST, GIRARD, OH 44420-2247

Mortgage

Document Number	0000009331
Date	May 14, 2018
Instrument	201805140009331

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00	$27,340 (-) Land $4,550 Building $22,790
2024	$1,116.00 (-1.93%)	$27,340 (-) Land $4,550 Building $22,790
2023	$1,138.00 (+7.46%)	$27,340 (+34.88%) Land $4,550 Building $22,790	$78,100 (+34.89%) Land $13,000 Building $65,100
2022	$1,059.00	$20,270 Land $4,550 Building $15,720
2020			$57,900 Land $13,000 Building $44,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures