530 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 530 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,182 sqft · built 1918
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individuals on Record
Last Sale	$98,500 (Jul 2020)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-485500`

Property Details

APN / Parcel Number

Primary APN	`14-485500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,182 sqft Living Area
1st Floor Area	1,172 sqft
Upper Floors Area	596 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	530 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 40F PROSPECT HTS PROSPECT ST
Legal Subdivision	O E HAWK COMPANY PROSPECT HEIGHTS
Legal Lot Number	29
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2028
Census Tract	932300

Owner

Source: Trumbull County assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	530 E PROSPECT ST, GIRARD, OH 44420-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 16, 2020	Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Mar 8, 2006 · Amount on Record
Deed Document Number	202013003
Prior Transfer Date	Jul 15, 2020
Prior Transfer Doc	0000001397
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jan 20, 2021
Property Address	530 E PROSPECT ST, GIRARD, OH 44420-2248
Document Number	0000001397
Instrument Date	Jul 15, 2020
Instrument	1397
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	530 E PROSPECT ST GIRARD OH 444202248, GIRARD, OH 44420-2248

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jul 16, 2020
Property Address	530 E PROSPECT ST, GIRARD, OH 44420-2248
Document Number	0000013003
Map Reference	VOL 9 PG 20
Instrument Date	Jul 10, 2020
Instrument	202007160013003
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 E PROSPECT ST, GIRARD, OH 44420-2248

Mortgage

Document Number	0000013004
Date	Jul 16, 2020
Instrument	202007160013004

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00	$29,790 (-) Land $2,660 Building $27,130
2024	$1,250.00 (+0.81%)	$29,790 (-) Land $2,660 Building $27,130
2023	$1,240.00 (+24.37%)	$29,790 (+56.13%) Land $2,660 Building $27,130	$85,100 (+56.15%) Land $7,600 Building $77,500
2022	$997.00	$19,080 Land $2,660 Building $16,420
2020			$54,500 Land $7,600 Building $46,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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