522 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 522 E Garden St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,342 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Feb 2018)
Tax Bill	$2,894 (2024)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-23-357-007`

Property Details

APN / Parcel Number

Primary APN	`08-23-357-007`

Exterior

Lot Area	7,342 sqft (0.169 acres)
Lot Dimensions	89 ft deep x 82.5 ft wide

Location & Zoning

Account Number	0823357007
Street Address	522 E GARDEN ST
City	DEKALB
State	IL
Zip	60115-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HUNTLEYS ADDITION - W 89FT N 82.5FT OF N1/2 E1/2 BLOCK 57
Legal Subdivision	RUSSELL HUNTLEYS ADDITION
Legal Block	57
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4014
Census Tract	1300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 E GARDEN ST, DEKALB, IL 60115-3854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Grant Deed, Transfer HOLCOMB BK
Nov 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	20181615
Prior Transfer Date	Nov 4, 2017
Prior Transfer Doc	0000011436
Record Updated	Jun 8, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 21, 2018
Property Address	522 E GARDEN ST, DEKALB, IL 60115-3854
Document Number	0000001615
Instrument Date	Feb 14, 2018
Instrument	1615
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E GARDEN ST DEKALB IL 601153854, DEKALB, IL 60115-3854

Mortgage

Document Number	1616
Date	Feb 21, 2018
Instrument	1616

Lender

Name	HOLCOMB BK
Address	HOLCOMB, IL 61043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 16, 2017
Property Address	522 E GARDEN ST, DEKALB, IL 60115-3854
Document Number	0000011436
Instrument Date	Nov 4, 2017
Instrument	11436
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	522 E GARDEN ST DEKALB IL 601153854, DEKALB, IL 60115-3854

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,363 (+25.6%) Land $11,894 Building $34,469	$139,089 (+25.6%) Land $35,682 Building $103,407
2024	$2,894.00
2023		$36,914 Land $9,470 Building $27,444	$110,742 Land $28,410 Building $82,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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