522 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 522 E Garden St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.169 acres (7,342 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Feb 2018)
Tax Bill$2,894 (2024)
Deeds & MortgagesFeb 2018 Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN08-23-357-007

Property Details

APN / Parcel Number

Primary APN08-23-357-007

Exterior

Lot Area7,342 sqft (0.169 acres)
Lot Dimensions89 ft deep x 82.5 ft wide

Location & Zoning

Account Number0823357007
Street Address522 E GARDEN ST
CityDEKALB
StateIL
Zip60115-3854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSSELL HUNTLEYS ADDITION - W 89FT N 82.5FT OF N1/2 E1/2 BLOCK 57
Legal SubdivisionRUSSELL HUNTLEYS ADDITION
Legal Block57
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4014
Census Tract1300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 E GARDEN ST, DEKALB, IL 60115-3854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2018Grant Deed, Transfer
HOLCOMB BK
Nov 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2018 · Amount on Record
Deed SaleFeb 21, 2018 · Amount on Record
Deed Document Number20181615
Prior Transfer DateNov 4, 2017
Prior Transfer Doc0000011436
Record UpdatedJun 8, 2026

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB IL
Recording DateFeb 21, 2018
Property Address522 E GARDEN ST, DEKALB, IL 60115-3854
Document Number0000001615
Instrument DateFeb 14, 2018
Instrument1615
Transaction TypeTransfer
Record UpdatedMar 9, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E GARDEN ST DEKALB IL 601153854, DEKALB, IL 60115-3854

Mortgage

Document Number1616
DateFeb 21, 2018
Instrument1616
Lender
NameHOLCOMB BK
AddressHOLCOMB, IL 61043
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateNov 16, 2017
Property Address522 E GARDEN ST, DEKALB, IL 60115-3854
Document Number0000011436
Instrument DateNov 4, 2017
Instrument11436
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address522 E GARDEN ST DEKALB IL 601153854, DEKALB, IL 60115-3854

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,363 (+25.6%) Land $11,894 Building $34,469$139,089 (+25.6%) Land $35,682 Building $103,407
2024$2,894.00
2023$36,914 Land $9,470 Building $27,444$110,742 Land $28,410 Building $82,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2008)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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