DeKalb County property record for 420 E Garden St, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.149 acres (6,486 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,500 (May 2018) |
| Tax Bill | $3,703 (2024) |
| Deeds & Mortgages | May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-356-006 |
| Primary APN | 08-23-356-006 |
|---|
| Lot Area | 6,486 sqft (0.149 acres) |
|---|---|
| Lot Dimensions | 82.1 ft deep x 79 ft wide |
| Account Number | 0823356006 |
|---|---|
| Street Address | 420 E GARDEN ST |
| City | DEKALB |
| State | IL |
| Zip | 60115-3710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB LOT 10 & N 16FT LOT 9 BLK 56 RUSSELL HUNTLEYS - LOT A BLOCK 56 |
| Legal Subdivision | RUSSELL HUNTLEYS |
| Legal Block | 56 |
| Legal Lot Number | 9,10, |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 1300 |
420 E Garden St is owned and occupied by an individual who bought it in May 2018.
Source: DeKalb County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 E GARDEN ST, DEKALB, IL 60115-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on File |
| Deed Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 20184155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | May 4, 2018 |
| Property Address | 420 E GARDEN ST, DEKALB, IL 60115-3710 |
| Document Number | 0000004155 |
| Instrument Date | May 1, 2018 |
| Instrument | 4155 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 E GARDEN ST DEKALB IL 601153710, DEKALB, IL 60115-3710 |
| Document Number | 4156 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 4156 |
| Name | ENVOY MTG LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,957 Land $11,519 Building $51,438 | $188,871 Land $34,557 Building $154,314 | |
| 2024 | $3,703.00 | ||
| 2023 | $50,127 Land $9,172 Building $40,955 | $150,381 Land $27,516 Building $122,865 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 E Garden St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 420 E Garden St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DNA Communications, T-Mobile, Verizon.
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