623 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 623 E Garden St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.182 acres (7,938 sqft)
OwnerIndividual Name on File
Tax Bill$3,337 (2024)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-354-012

Property Details

APN / Parcel Number

Primary APN08-23-354-012

Exterior

Lot Area7,938 sqft (0.182 acres)
Lot Dimensions98 ft deep x 81 ft wide

Location & Zoning

Account Number0823354012
Street Address623 E GARDEN ST
CityDEKALB
StateIL
Zip60115-3855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSSELL HUNTLEYS ADDITION - W 81FT OF LOT 6 & S 32FT OF W 81FT OF LOT 7 BLOCK 55
Legal SubdivisionRUSSELL HUNTLEYS ADDITION
Legal Block55
Legal Lot Number6,7
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4010
Census Tract1300

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 125, DEKALB, IL 60115-0125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address623 E GARDEN ST, DEKALB, IL 60115-3855
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 E GARDEN ST, DEKALB, IL 60115-3855

Mortgage

Document Number0000009790
DateDec 5, 2025
Instrument2025009790
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2040
Interest
Rate6.99%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,929 (+25.6%) Land $12,297 Building $45,632$173,787 (+25.6%) Land $36,891 Building $136,896
2024$3,337.00
2023$46,123 Land $9,791 Building $36,332$138,369 Land $29,373 Building $108,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2008)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Metronet Holdings, Verizon.

Nearby Properties on E Garden St

Nearby Streets

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