521 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 521 E Garden St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.118 acres (5,148 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Jul 2024)
Tax Bill$2,930 (2024)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-353-010

Property Details

APN / Parcel Number

Primary APN08-23-353-010

Exterior

Lot Area5,148 sqft (0.118 acres)
Lot Dimensions78 ft deep x 66 ft wide

Location & Zoning

Account Number0823353010
Street Address521 E GARDEN ST
CityDEKALB
StateIL
Zip60115-3853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 LOT 9 - BLK 34 - RUSSELL HUNTLEYS ADDITION
Legal SubdivisionRUSSELL HUNTLEYS ADDITION
Legal Block34
Legal Lot Number9
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4011
Census Tract1300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address630 MAPLE CT, ELBURN, IL 60119-8979
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Deed Document Number20245336
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address521 E GARDEN ST, DEKALB, IL 60115-3853
Document Number0000010269
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E GARDEN ST DEKALB IL 601153853, DEKALB, IL 60115-3853

Mortgage

Document Number0000010269
DateNov 5, 2019
Instrument10269
Lender
NameFIRST MIDWEST BK
TypeBank
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 4, 2034
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,852 (+25.6%) Land $10,140 Building $36,712$140,556 (+25.6%) Land $30,420 Building $110,136
2024$2,930.00
2023$37,303 Land $8,073 Building $29,230$111,909 Land $24,219 Building $87,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2008)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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