522 Beech St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 522 Beech St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1975
Square Footage912 sqft Living Area
Lot Size13,860 sqft (0.318 acres)
GarageAttached, 312 sqft
Last Sale$72,500 (2025)
Tax Bill$1,772.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-24-427-001

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area912 sqft Living Area
1st Floor912 sqft 1st Floor
Basement Area912 sqft Basement
Unfinished Basement912 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,860 sqft (0.318 acres)
Depth X Width90 ft x 154 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area312 sqft Garage
Deck AreaDeck Area
Patio Area36 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address522 BEECH ST
CityWATERLOO
StateIA
Zip50703-3318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSHILLIAMS 2ND SUBDIVISION LOT 1 W 1/2 LOT 2
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionSHILLIAMS 2ND SUBDIVISION
Legal Lot Number1,2
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1053
Census Tract1800

Owner

Source: Black Hawk County records · APN 8913-24-427-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 203, WATERLOO, IA 50704-0203
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2008Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 08, 2025Warranty Deed, Transfer
BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2025 · Amount on Record
Deed SaleOct 08, 2025 · Amount on Record
Prior SaleJul 23, 2008 · Amount on Record
Prior Transfer DateMay 31, 2024
Prior Transfer Doc0000015192
Record RefreshedSep 20, 2026

July 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address522 BEECH ST, WATERLOO, IA 50703-3318
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009001845
DateJul 23, 2008
Instrument2009001845
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2038

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateOct 08, 2025
Property Address522 BEECH ST, WATERLOO, IA 50703-3318
Document Number0202514842
Instrument DateOct 03, 2025
Instrument2025-14842
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transaction

AmountAmount Recorded
Tax$115.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 203, WATERLOO, IA 50704-0203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,772.00 (-21.28%)$104,380 (+27.74%) Land $15,340 Building $89,040$104,380 (+27.74%) Land $15,340 Building $89,040
2024$2,251.00 (+16.94%)
2023$81,710 (+24.18%) Land $15,340 Building $66,370$81,710 (+24.18%) Land $15,340 Building $66,370
2022$1,925.00$65,800 Land $15,340 Building $50,460
2021$65,800 Land $15,340 Building $50,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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