427 Beech St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 427 Beech St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,206 sqft · built 1886
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$50,500 (Feb 2026)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-24-430-005`

Property Details

APN / Parcel Number

Primary APN	`8913-24-430-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	352 sqft
Basement Area	544 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	427 BEECH ST
City	WATERLOO
State	IA
Zip	50703-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHILLIAMS SUBDIVISION LOT 4 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	SHILLIAMS SUBDIVISION
Legal Block	2
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1059
Census Tract	1800

Owner

427 Beech St is owned and occupied by an individual who bought it in February 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	427 BEECH ST, WATERLOO, IA 50703-3315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Oct 27, 2014 · Amount on File
Deed Document Number	20261543
Prior Transfer Date	Feb 6, 2015
Prior Transfer Doc	0000012606
Record Updated	Oct 29, 2026

February 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 5, 2026
Property Address	427 BEECH ST, WATERLOO, IA 50703-3315
Document Number	0202601543
Instrument Date	Feb 3, 2026
Instrument	2026-01543
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 BEECH ST, WATERLOO, IA 50703-3315

Mortgage

Date	Feb 5, 2026

Lender

Name	CAMPBELL ALSTON
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 427 Beech St was $1,212, up 6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (+6.04%)	$59,370 Land $9,600 Building $49,770	$59,370 Land $9,600 Building $49,770
2024	$1,143.00
2023		$46,320 (+18.98%) Land $9,600 Building $36,720	$46,320 Land $9,600 Building $36,720
2022	$1,019.00	$38,930 Land $9,600 Building $29,330
2021			$38,930 Land $9,600 Building $29,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Beech St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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