Black Hawk County property record for 439 Beech St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,120 sqft · built 2006 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Nov 2007) |
| Tax Bill | $2,108 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-430-003 |
| Primary APN | 8913-24-430-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Deck Area | Deck Area |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 439 BEECH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHILLIAMS SUBDIVISION LOT 2 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | SHILLIAMS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 1800 |
439 Beech St is owned and occupied by an individual who bought it in November 2007.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 439 BEECH ST, WATERLOO, IA 50703-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2007 · Amount on File |
| Deed Sale | Nov 21, 2007 · Amount on File |
| Deed Document Number | 20072008010841 |
| Prior Transfer Date | Nov 20, 2007 |
| Prior Transfer Doc | 2008010841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 439 BEECH ST, WATERLOO, IA 50703-3315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202100022254 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 202100022254 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 439 Beech St was $2,108 with a homeowner's exemption, up 25.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,108.00 (+25.78%) Homeowner's exemption | $114,140 Land $9,600 Building $104,540 | $114,140 Land $9,600 Building $104,540 |
| 2024 | $1,676.00 | ||
| 2023 | $87,460 (+26.04%) Land $9,600 Building $77,860 | $87,460 Land $9,600 Building $77,860 | |
| 2022 | $1,330.00 Homeowner's exemption | $69,390 Land $9,600 Building $59,790 | |
| 2021 | $69,390 Land $9,600 Building $59,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Beech St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 Beech St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures