433 Beech St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 433 Beech St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 2006
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on File
Last Sale$108,500 (Nov 2015)
Tax Bill$1,734 (2025)
Deeds & MortgagesApr 2023 Transfer
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-24-430-004

Property Details

APN / Parcel Number

Primary APN8913-24-430-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Finished Basement144 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address433 BEECH ST
CityWATERLOO
StateIA
Zip50703-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHILLIAMS SUBDIVISION LOT 3 BLK 2
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionSHILLIAMS SUBDIVISION
Legal Block2
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1059
Census Tract1800

Owner

Source: Black Hawk County records · APN 8913-24-430-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 BEECH ST, WATERLOO, IA 50703-3315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Intrafamily Transfer, Transfer
Jan 03, 2017Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2015 · Amount on Record
Deed SaleNov 06, 2015 · Amount on Record
Prior SaleMay 13, 2008 · Amount on Record
Deed Document Number20152016-00008741
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateApr 06, 2023
Property Address433 BEECH ST, WATERLOO, IA 50703-3315
Document Number202300013462
Instrument DateMar 28, 2023
Instrument202300013462
Transaction TypeTransfer
Record UpdatedApr 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 BEECH ST, WATERLOO, IA 50703-3315

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address433 BEECH ST, WATERLOO, IA 50703-3315
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700012145
DateJan 03, 2017
Instrument2017-00012145
Lender
NameLOW VA RATES
TypeNon-Lending Institution
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term178 Months
DueNov 01, 2031

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,734.00 Homeowner's exemption$128,980 (+30.78%) Land $9,600 Building $119,380$128,980 (+30.78%) Land $9,600 Building $119,380
2024$1,734.00 (+22.28%)
2023$98,620 (+28.31%) Land $9,600 Building $89,020$98,620 (+28.31%) Land $9,600 Building $89,020
2022$1,418.00 Homeowner's exemption$76,860 Land $9,600 Building $67,260
2021$76,860 Land $9,600 Building $67,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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