St. Louis County property record for 5132 Ely Island S, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 477 sqft · built 1982 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,624 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0020-01333 |
| Primary APN | 270-0020-01333 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 477 sqft Gross Area |
| 1st Floor Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 54,886 sqft (1.26 acres) |
| Deck Area | 24 sqft |
| Storage Building | 18 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 547286 |
|---|---|
| Street Address | 5132 ELY IS S |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART OF LOT 4 COMM 8 FT N OF SHORELINEON W LINE OF SAID LOT 4 THENCE N 391.07FT THENCE E 597.48 FT THENCE N 182.19FT THENCE E |
| Legal Range | 15W |
| Legal Township | 62N |
| Legal Section | 15 |
| Legal Subdivision | BREITUNG TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15402 |
5132 Ely Island S, a residential property, is owned by an individual who acquired it in October 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4348 AIRPORT LN, EVELETH, MN 55734-4152 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Affidavit, Transfer |
| Dec 22, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2025 |
| Transfer Doc | 0001524680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 15, 2026 |
| Property Address | 5132 ELY IS S, TOWER, MN 55790 |
| Document Number | 0001534280 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261534280 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4348 AIRPORT LN, EVELETH, MN 55734-4152 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 22, 2025 |
| Property Address | 5132 ELY IS S, TOWER, MN 55790 |
| Document Number | 0001524680 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 1524680 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4348 AIRPORT LN, EVELETH, MN 55734-4152 |
The 2026 property tax bill for 5132 Ely Island S was $1,624, down 3.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,624.00 (-3.33%) | ||
| 2025 | $1,680.00 (+16.34%) | $169,700 (+16.15%) Land $122,000 Building $47,700 | $169,700 (+16.15%) Land $122,000 Building $47,700 |
| 2024 | $1,444.00 | $146,100 Land $106,900 Building $39,200 | $146,100 Land $106,900 Building $39,200 |
| 2022 | $123,800 Land $89,500 Building $34,300 | $123,800 Land $89,500 Building $34,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5132 Ely Island S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5132 Ely Island S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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