Hunt County property record for 5214 FM 512, Commerce, TX 75428
| Property Type | Rural Home |
|---|---|
| Details | 2,646 sqft · built 1950 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,238 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0134-0020-0010-30 |
| Primary APN | 0134-0020-0010-30 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| 2nd Floor Area | 792 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Asbestos |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R115532 |
|---|---|
| Street Address | 5214 FM 512 |
| City | COMMERCE |
| State | TX |
| Zip | 75428-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0134 BYRD E,TRACT 2-1, ACRES 20.0 |
| Legal Subdivision | BYRD E |
| Legal Tract | 2-1 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 960100 |
Source: Hunt County records · APN 0134-0020-0010-30
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5214 FM 512, COMMERCE, TX 75428-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2020 | Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY LLC |
| Feb 13, 2020 | Warranty Deed, Transfer OTHER |
| Aug 09, 2019 | Deed of Trust, Mortgage ALLIANCE BK |
| Jul 01, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 18, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage ALLIANCE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 |
| Deed Sale | Oct 23, 2020 |
| Deed Document Number | 2020-18308 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Oct 23, 2020 |
| Property Address | 5214 FM 512, COMMERCE, TX 75428-6610 |
| Document Number | 0000018308 |
| Map Reference | VOL 402 PG 92 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020-18308 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5214 FM 512, COMMERCE, TX 75428-6610 |
| Document Number | 0000018309 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-18309 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|---|
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Feb 13, 2020 |
| Property Address | 5214 FM 512, COMMERCE, TX 75428-6610 |
| Document Number | 0000002671 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 2671 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8815 WADLINGTON AVE DALLAS TX 752174278, DALLAS, TX 75217-4278 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5214 FM 512, COMMERCE, TX 75428-6610 |
| Document Number | 0000011268 |
| Instrument Date | Aug 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5214 FM 512 COMMERCE TX 754286610, COMMERCE, TX 75428-6610 |
| Document Number | 0000011268 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 11268 |
| Name | ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 08, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Jul 01, 2019 |
| Property Address | 5214 FM 512, COMMERCE, TX 75428-6610 |
| Document Number | 0000009140 |
| Instrument Date | Jun 04, 2019 |
| Instrument | 9140 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 253 COMMERCE TX 754290253, COMMERCE, TX 75429-0253 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Dec 18, 2018 |
| Property Address | 5214 FM 512, COMMERCE, TX 75428-6610 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 18776 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5214 FM 512 COMMERCE TX 754286610, COMMERCE, TX 75428-6610 |
| Document Number | 0000018776 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 18776 |
| Name | ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75483 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 17, 2019 |
Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271,470 (-0.26%) Land $17,580 Building $253,890 | $513,890 (+5.55%) Land $260,000 Building $253,890 | |
| 2024 | $3,238.00 (-41.65%) | ||
| 2023 | $272,190 Land $15,320 Building $256,870 | $486,870 Land $230,000 Building $256,870 | |
| 2022 | $5,549.00 |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: Peoples Telephone Cooperative, T-Mobile USA.
Based on FCC filings for 6 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH HUNT SUD serves 4,836 people |
|---|---|
| Water Source | Purchased surface water from CITY OF COMMERCE |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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