4946 FM 512, Commerce, TX 75428 Property Records

Hunt County property record for 4946 FM 512, Commerce, TX 75428 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Year BuiltBuilt 1998
Square Footage1,409 sqft Living Area
Lot Size217,800 sqft (5 acres)
GarageMixed, 410 sqft
OccupancyOwner Occupied
Tax Bill$4,312.00 (2024)

Property Details

APN / Parcel Number

Primary APN0097-0050-0050-30
Alternative APN
  • R95416

Interior

Building Area1,409 sqft Living Area
Gross Area1,818 sqft Gross Area
1st Floor1,409 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1998
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area217,800 sqft (5 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area410 sqft Garage
CarportCarport
Carport Area200 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
PorchOpen Porch
Porch Area511 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR95416
Street Address4946 FM 512
CityCOMMERCE
StateTX
Zip75428-6794
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionA0097 BYRD D E,TRACT 5-5, ACRES 5.0
Legal SubdivisionBYRD D E
Legal Tract5-5
JurisdictionHUNT TX
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1033
Census Tract960100

Owner

Source: Hunt County records · APN 0097-0050-0050-30

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address4946 FM 512, COMMERCE, TX 75428-6794
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jul 07, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Sep 28, 2018Vendor's Lien, Transfer
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 28, 2018
Deed SaleSep 28, 2018
Prior SaleMay 07, 2007
Deed Doc Number2018-14876
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4946 FM 512, COMMERCE, TX 75428-6794
Transaction TypeMortgage
Record UpdatedFeb 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001621
DateJan 24, 2022
Instrument2022-01621
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term322 Months
DueNov 01, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4946 FM 512, COMMERCE, TX 75428-6794
Document Number0000013443
Instrument DateJul 07, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4946 FM 512 COMMERCE TX 754286794, COMMERCE, TX 75428-6794

Mortgage

Document Number0000013443
DateAug 17, 2020
Instrument13443
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueAug 16, 2048

September 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateSep 28, 2018
Property Address4946 FM 512, COMMERCE, TX 75428-6794
Document Number0000014876
Instrument DateSep 27, 2018
Instrument2018-14876
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4946 FM 512, COMMERCE, TX 75428-6794

Mortgage

Document Number0000014877
DateSep 28, 2018
Instrument2018-14877
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$305,450 (+1.08%)$319,250 (+5.65%) Land $130,000 Building $189,250
2024$4,312.00 (-0.44%)
2023$302,180 Land $105,000 Building $197,180$302,180 Land $105,000 Building $197,180
2022$4,331.00

Nearby Properties on FM 512

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