Hunt County property record for 5433 FM 512, Commerce, TX 75428
| Property Type | Rural Home |
|---|---|
| Details | 1,850 sqft · built 1940 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,664 (2024) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0189-0070-0010-30 |
| Primary APN | 0189-0070-0010-30 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Flooring | Other |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 293 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R115533 |
|---|---|
| Street Address | 5433 FM 512 |
| City | COMMERCE |
| State | TX |
| Zip | 75428-6893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0189 CRUMK R, TRACT 7-1, ACRES 2 |
| Legal Subdivision | CRUMK R |
| Legal Tract | 7-1 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 960100 |
Source: Hunt County assessment roll, APN 0189-0070-0010-30, as of July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5433 FM 512, COMMERCE, TX 75428-6893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5433 FM 512, COMMERCE, TX 75428-6893 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010385 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-10385 |
| Name | FANNIN BANK |
|---|---|
| Type | Bank |
| Address | BONHAM, TX 75418 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Hunt County assessment roll as of July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,190 (-18.42%) Land $21,260 Building $149,930 | $171,190 (-18.42%) Land $21,260 Building $149,930 | |
| 2024 | $1,664.00 (-26.4%) | ||
| 2023 | $209,850 Land $60,000 Building $149,850 | $209,850 Land $60,000 Building $149,850 | |
| 2022 | $2,261.00 |
Source: FEMA National Flood Hazard Layer, Hunt County (48231C), as of May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319601001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 8 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system TX1160039, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH HUNT SUD serves 4,836 people |
|---|---|
| Water Source | Purchased surface water from CITY OF COMMERCE |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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