4987 FM 512, Commerce, TX 75428 Property Records

Hunt County property record for 4987 FM 512, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,160 sqft · built 1968
Lot Size14.8 acres (645,559 sqft)
Owner2 Individual Names on Record
Last Sale$83,800 (Oct 2018)
Tax Bill$981 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0342-0330-0000-30

Property Details

APN / Parcel Number

Primary APN0342-0330-0000-30
Alternative APNs
  • R24852
  • 24852

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,160 sqft Gross Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area645,559 sqft (14.8 acres)
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address4987 FM 512
CityCOMMERCE
StateTX
Zip75428-6795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0342 FULLERTON F,TRACT 33, ACRES 14.82,(ALSO IN A1058)
Legal SubdivisionFULLERTON F
Legal Tract33
Legal Block1
Legal Lot Number33
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1018
Census Tract960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address911 SYCAMORE ST, COMMERCE, TX 75428-2654
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK OF SULPHUR SPRINGS
Oct 8, 2018Warranty Deed, Transfer · Commercial Mortgage
CITY NATIONAL BANK OF SULPHUR SPRIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2018 · Amount on Record
Deed SaleOct 8, 2018 · Amount on Record
Deed Document Number201815331
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4987 FM 512, COMMERCE, TX 75428-6795
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012804
DateJun 16, 2021
Instrument2021-12804
Lender
NameCITY NATIONAL BANK OF SULPHUR SPRINGS
TypeBank
AddressSULPHUR SPRINGS, TX 75482
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 16, 2041

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateOct 8, 2018
Property Address4987 FM 512, COMMERCE, TX 75428-6795
Document Number0000015331
Instrument DateOct 3, 2018
Instrument2018-15331
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 MOORE ST S, 310, SULPHUR SPRINGS, TX 75482-3934

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 SYRA MORA ST, COMMERCE, TX 75428

Mortgage

Document Number0000015332
DateOct 8, 2018
Instrument2018-15332
Lender
NameCITY NATIONAL BANK OF SULPHUR SPRIN
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$981.00 (+7.21%)$55,180 (-1.31%) Land $9,050 Building $46,130$261,820 (+11.91%) Land $215,690 Building $46,130
2024$915.00 (-19.45%)
2023$55,910 Land $7,750 Building $48,160$233,950 Land $185,790 Building $48,160
2022$1,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
360 Broadband
Fixed Wireless
400 / 50
Nextlink
Fixed Wireless
100 / 20

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