5211 Spring Mist Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5211 Spring Mist Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	built 2004
Lot Size	0.311 acres (13,569 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Jan 2020)
Tax Bill	$15,624 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21364901320000`

Property Details

APN / Parcel Number

Primary APN	`21364901320000`
Alternative APNs	`364901320000` `91038502`

Exterior

Year Built	Built 2004
Lot Area	13,569 sqft (0.311 acres)

Location & Zoning

Account Number	91038502
Street Address	5211 SPRING MIST CT
City	PROSPECT
State	KY
Zip	40059-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 SPRING FARM LAKE SUBDIVISION, SEC 3, PB.55 PG.21, 0.3115 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	32
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5211 SPRING MIST CT, PROSPECT, KY 40059-7651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage FIRST FIN'L BK&TR
Jan 30, 2020	Grant Deed, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR
Mar 19, 2018	Grant Deed, Transfer LIMESTONE TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	0011608854
Deed Book / Page	11608 / 854
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5211 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0167530846
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5211 SPRING MIST CT PROSPECT KY 400597651, PROSPECT, KY 40059-7651

Mortgage

Document Number	0167530846
Date	Aug 24, 2020
Book Page	016753/000846
Instrument	174448

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 30, 2020
Property Address	5211 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0116080854
Book / Page	011608 / 000854
Instrument Date	Jan 28, 2020
Instrument	19301
Transaction Type	Construction Loan
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11101 LITTLE ROCK CT LOUISVILLE KY 402415232, LOUISVILLE, KY 40241-5232

Mortgage

Document Number	163440081
Date	Jan 30, 2020
Book Page	016344/000081
Instrument	19302

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	225 PICTORIA DR # 700, CINCINNATI, OH 45246-1620

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2035

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 19, 2018
Property Address	5211 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0111080349
Book / Page	011108 / 000349
Instrument Date	Mar 9, 2018
Instrument	63835
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$172.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11503 MAIN ST LOUISVILLE KY 402431315, LOUISVILLE, KY 40243-1315

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,624.00 (-3.63%)	$1,400,000 (-) Land $172,100 Building $1,227,900
2024			$1,400,000 (-) Land $172,100 Building $1,227,900
2023	$16,212.00 (-0.34%)	$1,400,000 (-) Land $172,100 Building $1,227,900	$1,400,000 (-) Land $172,100 Building $1,227,900
2022	$16,268.00	$1,400,000 Land $172,100 Building $1,227,900	$1,400,000 Land $172,100 Building $1,227,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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