5210 Spring Mist Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5210 Spring Mist Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	built 2004
Lot Size	0.343 acres (14,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$782,226 (May 2020)
Tax Bill	$8,729 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21364901300000`

Property Details

APN / Parcel Number

Primary APN	`21364901300000`
Alternative APNs	`364901300000` `91038500`

Exterior

Year Built	Built 2004
Lot Area	14,980 sqft (0.343 acres)

Location & Zoning

Account Number	91038500
Street Address	5210 SPRING MIST CT
City	PROSPECT
State	KY
Zip	40059-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 SPRING FARM LAKE SUBDIVISION, SEC 3, PB. 55, PG. 21, 0.3439 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	30
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5210 SPRING MIST CT, PROSPECT, KY 40059-7651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
May 21, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HM MTG
Oct 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LIMESTONE BK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Deed Document Number	0011692287
Deed Book / Page	11692 / 287
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5210 SPRING MIST CT, PROSPECT, KY 40059-7651
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5210 SPRING MIST CT, PROSPECT, KY 40059-7651

Mortgage

Document Number	0000210874
Date	Sep 13, 2022
Book Page	M 18247/890
Instrument	2022210874

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 21, 2020
Property Address	5210 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0116920287
Book / Page	011692 / 000287
Instrument Date	May 20, 2020
Instrument	97782
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5210 SPRING MIST CT PROSPECT KY 400597651, PROSPECT, KY 40059-7651

Mortgage

Document Number	165530690
Date	May 21, 2020
Book Page	016553/000690
Instrument	97783

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 7, 2019
Property Address	5210 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0161720563
Book / Page	016172 / 000563
Instrument Date	Sep 25, 2019
Instrument	231876
Transaction Type	Construction Loan
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14411 RIVER GLADES LN PROSPECT KY 400598076, PROSPECT, KY 40059-8076

Mortgage

Document Number	161720563
Date	Oct 7, 2019
Book Page	016172/000563
Instrument	231876

Lender

Name	LIMESTONE BK INC
Address	LOUISVILLE, KY 40223

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,729.00 (-3.63%)	$782,230 (-) Land $140,000 Building $642,230
2024			$782,230 (-) Land $140,000 Building $642,230
2023	$9,058.00 (-0.34%)	$782,230 (-) Land $140,000 Building $642,230	$782,230 (-) Land $140,000 Building $642,230
2022	$9,089.00	$782,230 Land $140,000 Building $642,230	$782,230 Land $140,000 Building $642,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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