5209 Spring Mist Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5209 Spring Mist Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	built 2005
Lot Size	0.332 acres (14,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Mar 2017)
Tax Bill	$10,190 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21364901330000`

Property Details

APN / Parcel Number

Primary APN	`21364901330000`
Alternative APNs	`364901330000` `91038503`

Exterior

Year Built	Built 2005
Lot Area	14,501 sqft (0.332 acres)

Location & Zoning

Account Number	91038503
Street Address	5209 SPRING MIST CT
City	PROSPECT
State	KY
Zip	40059-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 SPRING FARM LAKE SUBDIVISION, SEC 3, PB. 55, PG. 21, 0.3329 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	33
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5209 SPRING MIST CT, PROSPECT, KY 40059-7651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST COMPANY
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 7, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Nov 15, 2006 · Amount on Record
Deed Document Number	0010838166
Deed Book / Page	10838 / 166
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Aug 27, 2026
Property Address	5209 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0000105861
Book / Page	19951 / 19
Instrument Date	Aug 21, 2026
Instrument	2026105861
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 SPRING MIST CT, PROSPECT, KY 40059-7651

Mortgage

Document Number	0000105861,
Date	Aug 27, 2026
Book Page	19951/19
Instrument	2026105861

Lender

Name	CENTRAL BANK & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2036

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5209 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0165830064
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5209 SPRING MIST CT PROSPECT KY 400597651, PROSPECT, KY 40059-7651

Mortgage

Document Number	0165830064
Date	Jun 5, 2020
Book Page	016583/000064
Instrument	105687

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 4, 2032

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 7, 2017
Property Address	5209 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0108380166
Book / Page	010838 / 000166
Instrument Date	Mar 6, 2017
Instrument	52343
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5209 SPRING MIST CT PROSPECT KY 400597651, PROSPECT, KY 40059-7651

Mortgage

Document Number	149680565
Date	Mar 7, 2017
Book Page	014968/000565
Instrument	52344

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 6, 2032

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,190.00 (-3.63%)	$913,130 (-) Land $193,880 Building $719,250
2024			$913,130 (-) Land $193,880 Building $719,250
2023	$10,574.00 (-0.34%)	$913,130 (-) Land $193,880 Building $719,250	$913,130 (-) Land $193,880 Building $719,250
2022	$10,610.00	$913,130 Land $193,880 Building $719,250	$913,130 Land $193,880 Building $719,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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