5208 Spring Mist Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5208 Spring Mist Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	built 2003
Lot Size	0.35 acres (15,272 sqft)
Owner	Individual Name on Record
Tax Bill	$12,740 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21364901290000`

Property Details

APN / Parcel Number

Primary APN	`21364901290000`
Alternative APNs	`364901290000` `91038499`

Exterior

Year Built	Built 2003
Lot Area	15,272 sqft (0.35 acres)

Location & Zoning

Account Number	91038499
Street Address	5208 SPRING MIST CT
City	PROSPECT
State	KY
Zip	40059-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SPRING FARM LAKE SUBDIVISION, SEC 3, PB. 55, PG. 21, 0.3506 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	29
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5208 SPRING MIST CT, PROSPECT, KY 40059-7651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Oct 27, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BK&TR
Jan 10, 2017	Trustee's Deed, Construction Loan · Line of Credit REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 27, 2016 · Amount on Record
Last Transfer Date	Oct 27, 2017
Transfer Doc	0110140251
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5208 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0157550564
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5208 SPRING MIST CT PROSPECT KY 400597651, PROSPECT, KY 40059-7651

Mortgage

Document Number	0157550564
Date	Nov 8, 2018
Book Page	015755/000564
Instrument	263441

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2043

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 27, 2017
Property Address	5208 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0110140251
Book / Page	011014 / 000251
Instrument Date	Oct 25, 2017
Instrument	244932
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 4, 2017
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 SPRING MIST CT PROSPECT KY 400597651, PROSPECT, KY 40059-7651

Mortgage

Document Number	152860281
Date	Oct 27, 2017
Book Page	015286/000281
Instrument	244933

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 26, 2027

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 10, 2017
Property Address	5208 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0149040526
Book / Page	01490 / 000526
Instrument Date	Jan 3, 2017
Instrument	7076
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2104 CLUB VISTA PL LOUISVILLE KY 402455224, LOUISVILLE, KY 40245-5224

Mortgage

Document Number	149040526
Date	Jan 10, 2017
Book Page	014904/000526
Instrument	7076

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,740.00 (-3.63%)	$1,141,650 (-) Land $158,400 Building $983,250
2024			$1,141,650 (-) Land $158,400 Building $983,250
2023	$13,220.00 (-0.34%)	$1,141,650 (-) Land $158,400 Building $983,250	$1,141,650 (-) Land $158,400 Building $983,250
2022	$13,265.00	$1,141,650 Land $158,400 Building $983,250	$1,141,650 Land $158,400 Building $983,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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