500 Purchase St, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 500 Purchase St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,019 sqft · built 1930
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Oct 2021)
Tax Bill	$20,550 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552801 0544.-34`

Property Details

APN / Parcel Number

Primary APN	`552801 0544.-34`
Alternative APNs	`5528000005440000034` `000034720`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,019 sqft Living Area
1st Floor Area	1,494 sqft
2nd Floor Area	1,525 sqft
Upper Floors Area	513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	355 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000034720
Street Address	500 PURCHASE ST
City	RYE
State	NY
Zip	10580-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	WESTCHESTER BILTMORE CORPORATION
Legal Lot Number	34
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 PURCHASE ST, RYE, NY 10580-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 12, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	2021612673408
Prior Transfer Date	Apr 19, 2010
Prior Transfer Doc	0501133202
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	500 PURCHASE ST, RYE, NY 10580-1811
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 PURCHASE ST, RYE, NY 10580-1811

Mortgage

Document Number	0623143734
Date	Nov 14, 2022
Instrument	623143734

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 12, 2021
Property Address	500 PURCHASE ST, RYE, NY 10580-1811
Document Number	0612673408
Map Reference	MAP 2935
Instrument Date	Oct 1, 2021
Instrument	612673408
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 PURCHASE ST, 500, RYE, NY 10580-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SAXON DR, MAMARONECK, NY 10543-1212

Mortgage

Document Number	0612853534
Date	Oct 12, 2021
Instrument	612853534

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,550.00 (-48.88%)
2025	$40,200.00	$12,250 (-) Land $2,430 Building $9,820	$1,056,035 (-2.59%) Land $209,483 Building $846,552
2024		$12,250 (-) Land $2,430 Building $9,820	$1,084,071 (+3.54%) Land $215,044 Building $869,027
2023		$12,250 Land $2,430 Building $9,820	$1,047,008 Land $207,692 Building $839,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

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