521 Pine St, Rochester, MI 48307 Property Records

Oakland County property record for 521 Pine St, Rochester, MI 48307

Property Summary

Property Type	Commercial
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`68-15-10-479-012`

Property Details

APN / Parcel Number

Primary APN	`68-15-10-479-012`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	521 PINE ST
City	ROCHESTER
State	MI
Zip	48307-1440
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	T3N, R11E, SEC 10 SPRAGUE'S ADD N 130 FT OF LOTS 30 & 31 EXC N 65 FT 4-28-16 FR 004
Legal Range	11E
Legal Township	03N
Legal Section	10
Legal Subdivision	SPRAGUE'S ADD
Legal Lot Number	30-31
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1013
Census Tract	191100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19900 E 10 MILE RD, SAINT CLAIR SHORES, MI 48080-4412
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Mar 24, 2020	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	521 PINE ST, ROCHESTER, MI 48307-1440
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095224
Date	Aug 30, 2023
Book Page	58843/442
Instrument	95224

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2028

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 24, 2020
Property Address	521 PINE ST, ROCHESTER, MI 48307-1440
Document Number	0000055831
Book / Page	053984 / 000383
Instrument Date	Mar 19, 2020
Instrument	55831
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$22,790.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 W UNIVERSITY DR ROCHESTER MI 483071976, ROCHESTER, MI 48307-1976

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,830.00 (-22.7%)	$110,190 (+17.64%)	$220,380 (+17.64%)
2024	$3,661.00 (+37.42%)
2023		$93,670	$187,340
2021	$2,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 7,130 people · EPA ID MI0005720
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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