431 Pine St, Rochester, MI 48307 Property Records

Oakland County property record for 431 Pine St, Rochester, MI 48307

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$1,008,000 (Jul 2024)
Tax Bill$2,224 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN68-15-15-226-009

Property Details

APN / Parcel Number

Primary APN68-15-15-226-009

Exterior

Lot Area4,356 sqft (0.1 acres)
Lot Dimensions96 ft deep x 45 ft wide

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Street Address431 PINE ST
CityROCHESTER
StateMI
Zip48307-1933
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeBI
Legal DescriptionT3N, R11E, SEC 15 SUPERVISOR'S PLAT NO 4 LOT 2
Legal Range11E
Legal Township03N
Legal Section15
Legal SubdivisionSUPERVISOR
Legal Lot Number2
JurisdictionOAKLAND MI
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2003
Census Tract191000

Owner

431 Pine St, commercial vacant land, is owned by a company that bought it in July 2024.

Source: Oakland County records, as of July 16, 2026

Owner of RecordCompany Name on File
Mailing Address4605 VALLEY VIEW PT, ROCHESTER, MI 48306-1746
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage
US BANK NA
Feb 3, 2026Deed of Trust, Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2024 · Amount on File
Deed SaleJul 8, 2024 · Amount on File
Deed Document Number202475585
Deed Book / Page59475 / 746
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address431 PINE ST, ROCHESTER, MI 48307-1933
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 PINE ST, ROCHESTER, MI 48307-1933

Mortgage

Document Number20260014447
DateFeb 3, 2026
Book Page60919/437
Instrument20260014447
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
AmountAmount on Record

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address431 PINE ST, ROCHESTER, MI 48307-1933
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 PINE ST, ROCHESTER, MI 48307-1933

Mortgage

Document Number20260014446
DateFeb 3, 2026
Book Page60919/426
Instrument20260014446
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 431 Pine St was $2,224, up 64.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRochester City
Unified School DistrictRochester Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,224.00 (+64.38%)$58,150$116,300
2024$1,353.00
2023$48,050$96,100
2021$1,165.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 431 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 431 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER
serves 7,130 people · EPA ID MI0005720
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on Pine St

Nearby Streets

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