427 Pine St, Rochester, MI 48307 Property Records

Oakland County property record for 427 Pine St, Rochester, MI 48307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,625 sqft · built 1903
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Dec 2018)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68-15-15-226-010`

Property Details

APN / Parcel Number

Primary APN	`68-15-15-226-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,625 sqft Living Area
1st Floor Area	892 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	96 ft deep x 44 ft wide
Garage Area	245 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	427 PINE ST
City	ROCHESTER
State	MI
Zip	48307-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 15 SUPERVISOR'S PLAT NO 4 LOT 3
Legal Range	11E
Legal Township	03N
Legal Section	15
Legal Subdivision	SUPERVISOR
Legal Lot Number	3
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	191000

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 PINE ST, ROCHESTER, MI 48307-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2018203252
Deed Book / Page	52447 / 586
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	427 PINE ST, ROCHESTER, MI 48307-1933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114517
Date	Jun 15, 2020
Book Page	54350/630
Instrument	114517

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2018
Property Address	427 PINE ST, ROCHESTER, MI 48307-1933
Document Number	0000203252
Book / Page	52447 / 00586
Map Reference	LB 34 PG 49
Instrument Date	Dec 13, 2018
Instrument	203252
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 S DESERT VIEW DR, 870, APACHE JUNCTION, AZ 85120-6066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1991 SILVERBELL RD, ROCHESTER, MI 48306-1541

Mortgage

Document Number	0000203253
Date	Dec 19, 2018
Instrument	203253

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (-8.44%) Homeowner's exemption	$196,070 (+15.96%)	$392,140 (+15.96%)
2024	$4,738.00 (+17.42%)
2023		$169,090	$338,180
2021	$4,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 7,130 people · EPA ID MI0005720
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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